Friday, February 22, 2013

Top 3 Identity Protection Services

While there may be hundreds of identity protection services available on the market today, you may not know what you should be looking for in way of protecting yourself. One of the best ways to decide on which service may be best for you is to compare several companies and read reviews so that you can be properly informed and be confident that you will be well looked after. In this article we will share the top 3 identity protection services that are available for you to choose from. 

Lifelock 


This is an affordable plan that only costs $9 a month. This service is perfect for protecting your bank account information and you can contact them at any time of day or night regardless of the time of year. The only problem with this coverage is that they cannot protect your vehicle registration plate or any of your insurance records. On a recent poll taken though, 9.33 people out of 10 voted that this was still the best service for protecting both you and your family from identity theft protection. 

They have recently added a new protection to their line-up. For an extra $15 a month you can be covered for up to a million dollars if you find yourself in trouble. Lifelock will be there to act as power of attorney on your behalf. They also guarantee that they do not under any circumstance sell your data to third party firms as trust is one of their prime concerns. 

Lifelock has a dedicated identity alert system that sends you notifications if it detects that anyone is trying to use your personal information to apply for payday loans, mortgage loans, ordering new checks, paying for utilities, auto loans, purchasing items from a store, applying for a credit card, or paying for wireless services. Lifelock also offers assistance in keeping your children's identification safe as well. 

Identity Force 


This service is still affordable at $12.95 a month. This company boasts that they offer real identity theft insurance and not just a simple service guarantee. 

The disadvantage to using this company is that it does not offer family coverage or protection for your vehicle registration. 

This company too offers a $1 million dollar coverage and is a great competitor to other leading companies such as Lifelock. The Department of Homeland Security and the FAA have been clients of this company for many years as the company has been in existence since 1978. The security system used within this company is industrial strength protection using an ID Analytics engine to search for stolen information across the internet including in chat rooms and on criminal websites. If detection of fraudulent activity occurs, you are immediately notified which allows you to take action before too much damage can happen. Many other identity theft protection services will not offer coverage for people who live in New York, Identity Force prides themselves on taking care of these neglected citizens. 

While some other companies such as Lifelock do offer one million dollar coverage, their stipulation is that coverage is only if you fall victim to identity theft while under their protection. Identity Force will cover up to a million dollars to you even if it is with no fault of their own. 

Protect My ID 


This coverage is a little more expensive and comes in at $15.95 a month. This service is known for their superb help and support features although it could have more additional features included within their policy. 

While many people are satisfied with this company's service, it only rates an 8.78 out of 10 due to needing help in some areas. 

Things they can boast about though are keeping a constant eye on your sensitive information and resolving any case of identity theft in top notch time and will guarantee you a reimbursement of your lost wages, stolen funds not replaced by credit card companies or bank and any legal fees. This company keeps track of all of your credit reports and lets you know if anyone has tried to get a line of credit or open up a new account under your name. It can also detect if someone is trying to add a new address or redirect your mail to a new place. 

Fraud Resolution Agents will also work closely with you if you do become a victim of identity theft. They will help you clear your name, talk to your creditors and resolve any other issues you may have regarding this fraud. If you need help cancelling any credit or debit cards when you wallet is lost or stolen, they are available to help when you contact their website. 

There are pros and cons for most identity theft service companies out there today on the market. It is up to you to determine what is the most important to you and pick the company that can give you that protection, help and peace of mind. If you are still unsure of what to do after your research, be sure to talk to other family members to see what choice they have made and why. 

Author Bio: The author of this post is interested in writing about travel and technology. If you are still curious on what more steps to take in preventing identity theft? Visit GuestDoor To know more about Traveler's Guide to Preventing Identity Theft.


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