This is a fine line to walk, and for many it can be tricky deciding how much of their income they are going to spend on things they don't need and how much they are going to put away. One of the best ways to compromise though is to get the things you want for less. That doesn't mean buying alternatives that you don't want as much either - I mean actually buying the very same things for less money. This way you can still enjoy your money and the things you love, but you won't be spending excessive amounts or more than necessary. Here I will share with you some of the best ways you can get the things you want right now without spending as much money.
This is the most obvious and straight forward way to get things for less, and even if you're buying something brand new that's only been out a few days you will normally find variation in the price if you shop around. The best place to look of course is online, and if you browse the web you'll find lots of great online stores that offer the same things for less money. Of course if you can find a deal then that's even better.
The other 'obvious' way to get your items for less is to simply wait a while until they come down in price. You may struggle to do this if you really want the item - but try just making a pact with yourself to make the purchase on X date. This way you know it's coming so you'll find it easier to wait.
If you're someone who doesn't need to get everything brand new then you can also wait until you find the items second hand - often there will be no noticeable difference. Ex-Display items are also another very good way to get your items for less as are refurbished models and ones with light imperfections.
Use Cashback Sites
Cashback sites are sites that pays you for shopping. Basically you buy online, but you do so by following a link on the cashback site which means that the site then gets some commission for referring you as a customer - commission which they share with you. It takes a while to pay out, but you can often get 5-10% back on your larger purchases which is worthwhile.
You might think that getting the latest iPhone every time it comes out would be an expensive idea - but it's not really if you keep each model in the best condition possible (use a good case and screen protector) and then sell it in order to buy the new one. This way you'll be spending about $150 every 18 months or so and you'll constantly have the latest gadgets. Likewise you can also get money off by trading in your cars, films, games and pretty much anything else where hygiene isn't an issue.
And speaking of trading you can also get new things by trading with your friends. Two of you want to play two new games? Then why not just buy one each then swap?
In some cases you don't even necessarily have to buy the item you want. For instance, if you want to drive a brand new car that you can't afford you can do so by just renting the vehicle. This way you may be able to afford something you otherwise couldn't and you'll also find that things like MOTs are taken care of for you. Find out if car hire is right for you here: http://financialplan.about.com/od/personalfinance/a/Should-You-Lease-Or-Buy-Your-Next-Car.htm
Buy in Bulk
Buying in bulk is always a great way to save money because it means more guaranteed profit for the dealers. If you only want one item then, consider doing a 'group buy' and then splitting the cost among friends to take advantage of the savings. You can even find people online willing to go in with you if the item you want is a little more 'niche'. For things that you actually use in bulk though - just stock up!
Author Bio: Nick Dunin likes to blog about finance related issues. He provides help on acquiring the loan that is most correct for you and your requirements through http://www.debtconsolidation.com.au.