Wednesday, November 25, 2015

Senior Saving Tips to Make Your Dollars Go Further

Money can be tight when you’re living on a fixed budget, but as a senior, you’re often eligible for discounts that aren’t as readily available to younger people. 

Smart planning on your part means you’ll be able to buy the things you need and want at prices you can afford. Use these tips to help your savings go further, and make your dollars stretch on any kind of budget. 

Senior Days and Specials


Many stores and restaurants offer significant discounts to seniors. Some stores offer senior discounts once a week, while others may only have them once a month. Many restaurants have a senior menu that’s available every day. 

Of course, even the best deal isn’t a great deal if it isn’t money you’d usually spend, so be choosy when it comes to which stores you frequent. Only look for senior specials at the type of stores or restaurants you would normally attend. 

In some cases, you may be able to save more by combining store coupons with the senior day discount.

Coupon Shopping


The coupons from the Sunday paper can save you money while shopping for groceries, but couponing has come a long way in recent years. For example, someone who’s savvy with the Internet can search for and print out coupons for their favorite products. 

Some stores even have online coupons that simply connect with the store’s rewards card. Even retail stores have been upping their game when it comes to coupons. For example, online suppliers frequently offer discountrue Kohl’s coupons for up to 30 percent off to those who use their store credit card. 

Then, when shopping, you can earn Kohl’s Cash you can use to spend on a different shopping trip. The more you spend, the more cash back you get. Many stores offer similar types of deals, but making the most out of these types of deals means you need to be loyal to that store. 

Banking Smart


Make sure you have all your financial plans well laid out in advance. You should make an appointment to see if your retirement savings and funds are in order. Talk to your benefits company to see if you might be eligible for any other discounts or if your bank offers any special deals for seniors specifically. 

You might not realize what new programs have been added since you joined and how changing circumstances might affect your savings or accounts. You can save a lot of money and protect your retirement and financial future when you have a solid plan in place. 

See what offerings you can take advantage of are available and how you can better plan out how you will use and spend your money. 

AARP Discounts


Members of AARP, the American Association of Retired Persons, are eligible for significant discounts on a variety of purchases. It does cost money to become a member, but you can often save much more than the cost of membership. 

Car insurance, travel plans, clothing, and entertainment like movies or plays are just a few of the things that AARP members can receive discounts on. To make the most of your membership, always check the AARP website for discounts before you make a purchase. 

Sometimes, you can even get the deals by showing your membership card when shopping at a store.

Seniors may need to count their pennies when living on a budget, but it shouldn’t mean you have to enjoy life less. By making use of senior discounts and planning purchases, you can make the most of your money and make your dollars stretch.


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