That average should increase in future years if current non-retirees delay retirement, as they say they will.
The younger non-retirees were more optimistic about being able to retire at an earlier age than those closer to retirement. Those currently age 40 and under expect to retire at age 65, compared with an expected retirement age of 68 for those 40 and older
The survey also indicated a new low of 38 percent of non-retirees who said they will have enough money to live comfortably in retirement, down slightly from 42 percent last year and 59 percent in 2002.
It's easy to conclude that the dream of retirement is going to stay just a dream for many. The majority of retiree's in their 60's, 70's, and 80's will continue to be employed out of necessity.