The Citi ThankYou Preferred Card is offering 20,000 bonus points after making $700 in purchases within the first 3 months. The 20,000 bonus points is worth $200 in gift cards at top retailers. The card has no annual fee and it comes with 0% APR for 7 months on purchases and balance transfers.
The 20,000 bonus points, redeemable for $200 gift cards, is what caught my attention. You can easily make $700 in transactions the first month and pocket the $200 or use it for your Christmas shopping. As a bonus you get 7 months of 0% APR on balance transfers or purchases.
You can also earn points when you shop, 1 point for every $1 spent for all your purchases. Don't worry about your points expiring; as long as you make one purchase in a 12 month period they will never expire. Also earn 100 points for signing up for paperless statements and 100 points for enrolling in your online account. There is also a an Anniversary Bonus each year up to 3% which is calculated as a percentage of ThankYou Points earned from purchases during that year.
What's great is you can redeem your ThankYou points for gift cards, music, cash, electronics, etc, through the Citi ThankYou network. For a cash reward of $50 you must have 8,000 points.
There are security benefits such as $0 Fraud Liability Protection on unauthorized purchases, identity theft solutions, personal photo on card option, fraud and security protection services, lost or stolen card reporting, emergency cash or card replacement, various internet account services, and many more.
Without doubt The Citi ThankYou Preferred Card has a great $200 bonus to get you started and 7 months 0% intro APR interest. Citi also gives you retail purchase protection, price protection and extended warranty on the things you purchase. And don't forget no annual fee.
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