Saturday, March 17, 2012

Citi's Simplicity Card With 18 Months No Interest Balance Transfer

Does a credit card with no late fees, no annual fees, no penalty late payments and more sound good to you?

If you need a no non-sense 18 month no interest balance transfer, to use to pay off your high interest credit cards, then skip down to the bottom and apply.

The Citi Simplicity® Card is designed to give consumers an uncomplicated line of credit. It also allows card members to say goodbye to penalty fees for missing a payment due date, and hello to fast, person-to-person customer service!

The Citi Simplicity® Card features an excellent introductory APR period that gives you over a year without interest! As a cardholder, you'll enjoy 0% APR for 18 months on purchases and 0% APR on balance transfers for 18 months from the time you opened your card account!

After this introductory APR period expires, you'll enjoy a low, variable APR. This APR will NOT change if you're late making a payment, nor will you be charged any late-payment fees for missing a due date! This is just one of the many ways Citi is using the Simplicity® Card to make credit management easier.

The Citi Simplicity® Card also lets you do away with frustrating, automated voice recordings when you make a customer service call. Citi representatives are standing by 24/7, and you'll never have to sit and wait for your call to be answered. As a cardholder, just verify your account number and say “representative.” You'll be put right through!

There is no annual fee for the Citi Simplicity® Card either. This card is designed to simplify the credit process for those with excellent credit. With an 18-month 0% APR period, an APR that doesn't change if you miss a payment due date, and access to representatives who can answer your questions or concerns 24 hours a day, the Citi Simplicity® Card truly lives up to its name!

Here are All the goodies:

  • Annual Fee $0.
  • 0% Intro APR for 18 Months on Balance Transfers.
  • 0% interest for 18 Months on Purchases.
  • No late fees for making a late payment.
  • no penalties for going over your credit limit.
  • no wait-time for live help via telephone.

Also The Negatives:

  • No rewards program.
  • $35 fee for returned payment.

The bottom line is if you need an 18 month no interest balance transfer then this is the card you need. It doesn't get better than this.

Visit the Citi Simplicity® Card page to sign up and for more information. 

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  1. This has to be one of my favorite posts! And on top of thats its also very helpful topic for newbies. Thanks a lot for informative information!
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  2. Can I pay off a signature loan at the credit union with this card for no interest for 18 months?

    1. When you open up an account. You can arrange a balance transfer. It's easy.


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