Tuesday, June 26, 2012

Start Online When Shopping For Car Insurance

A car crash on Jagtvej in Copenhagen, Denmark.
(Photo credit: Wikipedia)

According to a recent study by J.D. Power and Associates, 52 percent of people shopping for car insurance, start their search on the Internet. Also three-fourths of consumers visit at least one online insurers website before making a purchase.

This use of the Internet along with increasing use of smart phones and online shopping has forced the car insurance providers to have an increasing web presence. When I was young, you used to have to trudge down to the corner car insurance agent. Meeting face to face was the only way to apply for a policy. The Internet makes the whole process much easier to find cheap auto insurance rates online and you can even do it in you pajamas.

1. Before you start your online search have ready a couple of important documents. Your going to need your drivers license handy. If you have been involved in any accidents, have that information handy. Also have your address and social security number ready. You will need the year, make, model, license plate, mileage, and VIN (vehicle identification number) from your car.

2. When going online search for "car insurance" on Google. Check out companies that you have heard of before and ones you have been recommended. Find insurers that will show quotes from many car insurance companies.

3. Decide what kind of coverage you need. Depending on the state you reside in, your options for what necessary insurance you need can vary. The website will know and walk you through the specifics of your states car insurance requirements.

4. Enter your information and get your free quote. There are to many insurance companies that offer free quotes, stay away from websites that require a deposit, credit card number, or any kind of fee.

5. Compare the rates and coverage along with the costs. When you feel comfortable about your selection you can pay with a credit card. You will be able to print out a temporary insurance I.D. car and later a formal one will be mailed to you.

Buying insurance online has been streamlined and simplified for the consumers convenience. Remember if you need to talk to a person or if you have any questions an 800 number is always provided.

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