Sunday, August 31, 2014

4 Tips to Keep Your Premiums Down and Keep You On the Road Through Your Golden Years

Just because you are getting older does not mean that you have to give up the freedom of driving. That being said, there are some important tips that you should keep in mind. As you get older, if you’re prone to getting in accidents, or are not aware of the rules and regulations out of on the road, your insurance premiums are bound to increase. These tips will keep not only you and others safe, but will end up saving you money in the long run through having lower insurance premiums. 

Being Physically Active

Nothing is better for you as you get older than being physically active. Believe it or not, staying physically active keeps you healthy and helps you drive safely. This is because physical activities help improve your flexibility and strength, making it easier for you to look over your shoulder and steer the wheel. It can also keep you more alert. Let's face it, driving requires a lot more than just sitting there. You need to be able to move and be flexible to check your blind spots and to park safely. Walking is a great activity to keep you active. You should also stretch your muscles, particularly the muscles that you use while driving.

Vision and Hearing Tests

Two important senses that you need when driving are vision and hearing, but these senses tend to diminish with age. This is why it's so important that you stay up to date on all of your hearing and vision tests. Vision is important because you have to be able to see what you are doing when you are on the road. Having poor vision can also affect your ability to drive at night. Hearing is just as important because drivers with hearing problems are unable to hear approaching trains or even emergency vehicles.

Taking a Driving Course

One of the best ways to keep your driving skills sharp is to take a driving course. Taking a driving course for seniors is a fantastic way to keep your skills fresh and learn new ways to help reduce the risk of getting into an accident. Many of these courses are offered in both a classroom and online. North Shore Driving School Ltd has a more of a classroom or live format up in Burnaby in Canada. There are lots of options to choose from. This makes it easy to find a course that fits your schedule. These types of courses will cover everything from how to use the latest technology in vehicles properly to the most common causes of crashes in which seniors are involved. Sometimes seniors can even receive insurance discounts for taking these kinds of courses.

Drive Under the Best Conditions

You can dramatically increase your driving safety if you drive under the best conditions. This includes driving only in good weather, which doesn't include rain. You should also avoid driving when visibility is not clear, which could mean not driving at night if you have problems seeing.

Following these few simple tips can keep you safe on the road. Remember that it's not just your life you are trying to protect; you are also trying to protect the lives of other road users. There is no reason to put yourself or anyone else in harm's way. If you get to the age where you no longer feel safe behind the wheel, then it's just as important to know when to quit driving.

Also, remember that these tips will help your wallet as well.

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