Wednesday, November 26, 2014

Why You Absolutely Must Perform a Land Title Search When Buying Property

If you’ve ever bought a new property, you’re familiar with all of the paperwork involved. In days past, closing on a property could seem like it takes forever. If you have to close on one property that you’re selling before closing on another that you’re buying, the whole process can turn out to be an all-day affair. Technology is changing some of this, and closing on a property is becoming much easier.

But that doesn’t mean that the need for the information behind the paperwork has gone away, the process of gathering it is just becoming more efficient.

If you talk to a real estate professional, they would assure you that they’re not interested in wasting anybody’s time, but that the paperwork behind real estate transactions is very important and protects you as a buyer. One such important piece of paperwork is a land title search that must be done before buying a property.

A land title search will tell you if anyone else has any claims against the property before you buy it. When you perform a land title search before purchasing a property, you will uncover any liens against the property will become your responsibility once you take ownership of it. You don’t want the purchase of your dream home to become a nightmare because a previous owner had a judgment against them for unpaid back taxes.

It’s not necessarily that rare that things like this are uncovered during a land title search, either. In fact, almost one-third of land title searches uncover some type of problem with the property. What might be discovered? Any item that hasn’t been paid by the previous property owner could be a potential problem for the new owners.

Things like unpaid contractor bills, back taxes, fees from the local government and other types of civil judgments against the property will be revealed. Even something as seemingly inconsequential as an error or typo in a previous deed can mean problems for the new owners. 

It’s not always the case that the current owner is being deliberately deceitful, either. In fact, the current owner might not have any idea that there are current liens on the property. If a complete title search wasn’t performed when that person bought the property, something might have slipped through. By doing a complete and proper title search this time around, you can make sure that all issues are resolved before you buy the property.

A real estate practitioner can help do this search for you and make sure that all of your bases are covered. They will search through public records, court records, plans and dealings directories as well as many other places. The entire process is automated and takes only a couple of clicks for the real estate practitioner to search many places at once.

A land title search is simple to do and can save you headaches and frustration later on. Be sure to have one done when buying a property.


  1. I've never understood why people take any risk when it comes to the land title search. It can be SO expensive if someone has claim to your future property and is very easy to avoid with one small piece of paperwork. Great advice!

  2. As a responsible seller and buyer we should always make sure to handle or have the title of land or home property. The title is the only proof and evidence the you actually own the property.

  3. Yes I do agree with moneystepper, but still we need to have a title that proves the we really own that home and land. Well in my case, I am planning to move to a condos for rent in Singapore So I am not going to think of it so far.

  4. Yes, somethimes it's just pain when you didn't perform a land title search in the first place. I had this problem with my condo and don't want to have it again..


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