Thursday, January 28, 2016

5 Different Financial Programs That Assist the Disabled

Although most people hope to get through life as healthy and functional as possible, there are a number of unexpected circumstances that can cause anyone to become disabled.

Whether you are facing long-term or short-term disability, you may find that you simply do not have the resources required to meet all of your financial and living needs. Fortunately, there are a number of programs available to assist the disabled meet their financial needs without having to go without basic, needed necessities.

Housing Assistance

Housing is a significant expense for most people. When you find yourself unable to work, you may have difficulty finding housing options that you can afford. The good news is that Section 811 vouchers are designed to ensure that the disabled have a safe and comfortable home.

As long as the home chosen by the disabled party meets the program’s terms, the tenant is not required to spend more than 30% of their income towards rent. This program benefits many different people from all walks of life, whether they were disabled in combat, or if they had an unfortunate accident.

Heating or Cooling Bill Assistance

For the disabled with a low income, there is help available for paying heating and cooling bills. The Low Income Home Energy Assistance Program offers grants for those in need of assistance paying their energy bills.

Furthermore, the program gives priority to the disabled. Some individuals are able to make ends meet by utilizing this program.

Social Security Disability

Social Security Disability Insurance, or SSDI, provides much-needed cash assistance to individuals and their family members who are unable to work or significantly impacted by an injury, medical condition or other hardship. Professionals, like those at Tarkowsky & Piper Co., L.P.A., can help obtain the needed medical records to maximize your disability claim.

The SSDI program is designed to assist workers who have paid into the Social Security system for many years. Although the dollar amounts of SSDI payments are determined by an individual’s lifetime earnings to date, the benefit assists disabled taxpayers who may otherwise do without.

Supplemental Security Income

Another federal government program for the disabled is the Supplemental Security Income program, or SSI. Paid for by general tax revenues, this program provides assistance for the blind, disabled, elderly and even their low-income children. The program helps with essential needs, such as housing, clothing and food. This helps many families grow and prosper, despite the difficulties they are facing.

Employment Assistance

For those individuals between the ages of 18 and 65 who receive SSDI or SSI cash benefits but are still able to work, the Ticket to Work Program offers work related resources like vocational rehabilitation, employment training and job referrals.

In fact, the program offers a wide range of employment services. Doing a little bit of research about this program can yield more information.

If you are in need of disability assistance for yourself or someone else, there is no need to worry about not having the things you need to live a comfortable life. With so many financial programs that assist the disabled, you can rest assured and know that you will continue to enjoy your life for many years to come.

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