Thursday, August 25, 2016

7 Everyday Ways to Save Money

In today’s society, we often spend more than the ideal amount for our families. Whether you would like some wiggle room in your budget or a family vacation, you don’t necessarily need to make more. 

There are tons of ways to save money on a weekly or even daily basis. Below are 7 easy, everyday ways to save money for you and your family:

1. Make a Grocery List

Before you take the trip to the grocery store, make a list. When you go food shopping without a written list, you tend to buy unnecessary items and forget important ones. 

The cycle continues when you have to return to the store for those forgotten items.

Start by writing down the items you know you need like milk, eggs, and bread. Then, look through your local store’s circular for sale items you can use that week. 

Fruits, vegetables, and meats can be found on sale every week. It helps to write the list by section of the store to make it easier to follow. It can also help to add up each item’s price with a calculator as you put it in the cart. 

Though this makes the shopping trip take a bit longer, it will encourage you to stay within your budget. By using these tips, you can save money on your grocery bill.

2. Utilize Coupons

Coupons are gaining popularity and can be found in print and digital forms. A lot of people think of coupons for groceries but they are also available for retail stores and other products too. 

There are some great resources out there if you are unsure of where to start.

CouponMom is a website that covers major chain stores in most states and gives you clear coupon matchups to go along with sales. 

This allows you to save extra money on items you would buy anyway. RetailMeNot is another great website and app that allows users to find coupons for retail stores and either print or use them right from a smart phone.

The searches are simple and can save you a lot.

3. Cut Unnecessary Expenses

Do you wonder where all of your extra money is going? Take a look at your statements to see if there are any subscriptions you are being charged for and aren’t actually using. 

These can include newspaper, magazine, gym, and credit check subscriptions. Also, think about other items you buy regularly and determine whether you really need them.

4. Walk More

It’s true—we live in the land of getting everywhere fast; but sometimes it’s good to slow down and enjoy life. 

Choosing to walk to nearby destinations can be good for your mental and physical health, in addition to saving you gas money.

5. Maintain Tires to Save on Gas Mileage

Simply keeping tires inflated can help you save on gas mileage. When tires are inflated to proper levels, the amount of improvement can range from 0.6% to 3%

In addition to inflation, tires should be rotated every 5,000 miles. Rotating your tires helps to create even wear. Not only does even wear prolong the life of your tires, it can also save on gas mileage, so visit a tire center like City Limit Tire & Service today if you haven’t for a while.

6. Make Your Coffee at Home Instead of Purchasing by the Cup

Some of us cannot go a morning without our cup of coffee. If you usually purchase your coffee on your way to work, try making it at home and taking it with you for a week. 

Depending on how many coffees you have each day, there could be a pretty good savings (e.g. 2 coffees x $2 x 5 days per week = $20).

7. Bring Lunch from Home

It’s okay to go out for lunch when you can, but if you are looking to save money, bringing your own may be a better option. 

Say you spend $10 on lunch every work day. That’s now $50 per week. Add that to your $20 on coffee and you have $70 you could have saved.

Now that you have some ideas on how to save some extra money, give one or more a try this week. Check your tire pressure, make a list, use a coupon, and pack a lunch. 

These small steps will all add up over time and save you a lot of money.

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