Thursday, April 20, 2017

How to Manage Medical Bills When Dealing with a Malpractice Case

When a medical professional makes a mistake, it can lead to immense pain and suffering. It may also make your original condition worse if an infection or diseased body part is not removed. 

In addition to your physical pain and suffering, you may be unable to work or pay your bills. How can you deal with those bills while your medical malpractice case unfolds?

Ask to Defer Payment Until After the Case

In some cases, it may be possible to have your bills deferred until after your case is settled. If you win, the money from the settlement will be used to pay your doctors and other medical care providers. 

Professionals, like those at Otorowski Johnston Morrow & Golden P.L.L.C., know that these will be the first people to pay after the case is over. 

However, if you lose, you can start making payments on an installment basis or make other arrangements to pay your debts.

Creditors May Allow You to Settle Debts for Less

In the event that you paid medical debt with a credit card, it may be possible to settle that debt for less than you owe. 

If a creditor thinks that it won't get paid in a timely manner because you can't work or otherwise make money, it may be in its best interest to simply accept a settlement. 

However, it is important to remember that any forgiven debt could be viewed as taxable income by the IRS.

Government Benefits May Help Pay Other Bills

Government programs may be available to help you pay other bills such as your heat and light bill. 

Food stamps may help reduce the cost of meals for yourself and anyone else who lives with you. Benefits may also be available to help you pay rent or other housing costs to ensure that you don't become homeless while your case is ongoing.

Crowdfunding May Help You Pay Bills

If you don't want to rely on the government for help, you could ask others in your community to pitch in a few dollars each. 

In fact, you could offer to bake cookies, write music or perform other tasks in exchange for the money. Those who offer rewards should provide them after the case is over to ensure that they don't do anything to jeopardize their standing in court.

A mistake during surgery or a misdiagnosis of a physical condition could lead to large medical bills in the future. 

While you have the right to ask for compensation if an error is made, it could take months or years to settle your case. This means that you need to know where you can go right now to get help until your case is settled.

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