Saturday, July 8, 2017

Injured Income: How To Cover Your Bases When You Can't Work

Injuries can and do happen to people from time to time. After all, car accidents, slip and fall events, workplace injuries and more are relatively common. 

When you are seriously injured, you may require several weeks or more of rest and therapy to fully recover from the event. During this period of time, you may be unable to work and earn a living. 

However, you still have regular bills to pay, and you may also have a growing pile of medical bills related to the accident. Are you wondering how you can continue to pay for your expenses when you cannot work? 

These ideas may help you to make ends meet until you can return to work.

File a Workplace Insurance Claim

If your accident occurred at work, you may be able to file a workplace insurance claim through your employer. 

This type of insurance may pay for your medical expenses, and it may also compensate you for lost wages. With this compensation, you can pay your bills on time. This enables you to stay off of your feet so that you can recover more quickly.

Use Your Disability Insurance

You may have disability insurance through your employer, or you may have purchased it on your own. Disability insurance may also provide you with compensation for lost wages and medical bills related to the accident. 

With this type of insurance, the injury may not need to be work-related. For example, you may have slipped off of a ladder while working on a home repair project, and a disability insurance claim may be filed.

Consider a Personal Injury Lawsuit

If you were injured because of the actions or negligence of another person or because of a company, you may be able to file a personal injury lawsuit. You can speak with a personal injury lawyer firm like Bennett & Sharp PLLC about your legal rights and options as a first step. 

Through a civil lawsuit, you may be able to recoup money that can be used to pay your medical bills and other bills while you recover.

With some accidents, you may not have any choice other than to use your savings account balance or credit cards to make ends meet while you recuperate. 

`However, in many cases, individuals can seek compensation for lost wages, medical expenses and more related to their accident. Consider how one or more of these options may apply to you, and seek the compensation you need to get through this rough time in your life.

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