Showing posts with label Asset management. Show all posts
Showing posts with label Asset management. Show all posts

Monday, March 30, 2015

10 Tips to Get Mentally Ready to Retire

When Marty Stroud retired at 65, his retirement savings were not his biggest issue. In fact, he had enough to live comfortably. Marty’s problem was finding a new routine after having spent decades in an all-consuming 9-to-5 job. "I lost purpose. Gardening may have saved my life”, he recalls of his first months of retirement.

Stroud is not alone. According to an Ameriprise Financial survey of retired baby boomers, some common concerns among retirees include:

  • Missing out on daily social interaction with colleagues (37%)
  • Getting used to new routines (32%)
  • Finding ways to give meaning and purpose to their days (22%)


Many retirees know that the change from a full-time job to a life with less structure and purpose can be challenging, especially emotionally.


10 TIPS TO GET MENTALLY READY TO RETIRE


1. CELEBRATE WITH A PARTY


You’ve celebrated every other milestone in your life – new home, new baby, birthdays, weddings and so on. Why not celebrate the milestone called "retirement"? It’s an achievement, especially if you’ve saved enough to live comfortably. You’ve earned it! Get great retirement party ideas on Pinterest.


2. REALIZE YOU DON’T HAVE TO BE ANYWHERE


Gone are the days of waking up early, sitting in traffic and drinking bad cafeteria coffee. You’re now free to lounge in your pajamas and take your time with errands. You can finally focus on doing what you love, when you want to. 

Just remember that at some point, you may start to miss the structure, purpose and community a job provides. Our advice? Create a schedule sooner than later and try to get out of the house as much as possible.


3. ENJOY AGING GRACEFULLY


Do you want to be 18 again? Probably not. With age comes wisdom, self-realization and satisfaction. Enjoy your age at every age. Check out the Advanced Style blog for inspiration and proof "from the wise and silver-haired set that personal style advances with age".


4. EXERCISE AND STAY ACTIVE



Look forward to exercising – now you have the time! You have the flexibility to join classes and activities in the middle of the day when most people are at work. If you prefer walking, hiking or biking, get a friend to join you. A workout partner will help you stick to a schedule and make exercise a lot more enjoyable.


5. KEEP LEARNING


Learn something new, it will keep your mind sharp and add some structure to your day. Check out the City College in your town or Google "adult education" for free or affordable classes near you. There are also lots of online puzzles and games to keep your brain working.


6. SPEND MORE TIME WITH FAMILY AND FRIENDS


Retired or not, this is the #1 wish for most people. Who doesn’t want to spend more time with the people they love? You don’t have to be anywhere between 9am and 5pm on the weekdays, so make a trip to see your children and grandchildren. If you want to be even more involved, you can move closer to family and volunteer your time for babysitting duties.


7. ADOPT A DOG


Share your life with a dog in exchange for unconditional, tail-wagging love. Besides the emotional benefits, your canine friend will need regular walks that will keep you in good shape. Research shows that dog-owners also need fewer doctor visits, have lower cholesterol and blood pressure, and a lower risk of heart attack compared to those who don’t.


8. PLAN FOR THE FUTURE


Just because you’ve stopped working, it doesn’t mean you have to stop planning. With recent advancements in medicine, people are living well into their 90s. Set both personal and professional goals for yourself. Always wanted to run a marathon? Never visited the Grand Canyon? It’s never too late to get started. It’s also important to continue planning and adjusting your finances as you go.


9. LEAVE A LEGACY


What do you want to leave for your family, friends and the world? Research shows the happiest people are those who help others. This may be the time to think about giving back to your community. Leave a positive legacy by giving the gift of your time, knowledge, wisdom or money to local schools, community centers or charitable organizations that are close to your heart.


10. STOP OBSESSING ABOUT RETIREMENT


You’ve probably been anxious about retirement your entire adult life. Now that you’re there, stop worrying. Live for the moment and enjoy being the master of your own schedule.

In Stroud’s case, learning new things helped his transition into a new life. His daily ritual now includes making breakfast for the family and practicing yoga. "My time is filled with activities that inspire me and keep me healthy. I volunteer, paint, exercise and cook regularly," he gushes. “I love my new life!”

Even if retirement seems a long way off, you can start on some of these ideas to prepare for an easier transition. When it’s time to retire, embrace your newfound freedom and make the most of it. For more ideas and tips on how to make the most out of your retirement, emotionally and financially, visit aboutLife.com

1 Ameriprise Study: First Wave of Baby Boomers Say Health and Emotional Preparation are Keys to a Successful Retirement: http://newsroom.ameriprise.com/article_display.cfm?article_id=1963


Author: Lidia Shong from aboutLife

Thursday, March 12, 2015

Importance of Freelancing Accountant Service for Your Personal Firm

For a start-up, medium sized and large business, accounting service is mostly needed. Accountants usually play very significant role there because without them a company cannot grow up properly. 

Accounting resolution can be done in various ways while a huge company is consisted with multiple transaction, pay roll and department related services. It is not so easy to run an accounts department and so, experts are needed to continue it completely. 

An experienced and reliable guy is needed to design the whole accounting framework. An effective technique should be applied to accomplish this challenging mission. A company cannot stand without right financial solution and it is possible by taking correct decision.

  • If a business owner is not interested to keep the permanent employee in his firm, then they can hire freelancing or part time accounting service. It is a cost cutting resolution which helps to fulfill the accounting service in one of the best ways.
  • A business account is accumulated with multiple services. A businessman can assure himself/herself financially by getting the help from freelancers accountants. They can understand your complicated financial situation and according to your requirement, they usually solve them. They have to apply their knowledge and confidence to provide those clients exact solution.
  • There should arise a question that why a freelancers accountant is necessary for on-going firms. Financial activities are included with business start-up, business plan, corporate finance, corporate tax, company formation, business plan, tax planning and pay roll services. Freelancer’s accountants are very professionally expert to provide those services.
  • You can also get the consultation service from them and especially in case of company formation; you can take a right decision from them. If you are going to set up a new company, then you can get rid of all confusions by hiring this freelancing service. A better plan can give you ultimate company growth. Setting up of personal company is quite serious decision and you have to design this plan very carefully. For this company formation related plan, you can get the help from  freelancers accountants.
  • Freelancing service is almost like part time job and it is quite admirable and affordable than full time job. In case of full time job, people have to give better dedication and commitment but with the invention of “freelancing” concept, a service can be hired at anytime from anywhere. Payment procedure is quite easy for the freelancers. It is less hectic job than the full time workers. This service can be hired from online and in case of accounts related solution, this is one of the best procedures to contact with them.
  • In UK, this type of accounting service is quite popular because most of the businessmen like to hire this service for their own firms. This is short term bonding and better than maintaining the employee headaches. If they hire full time workers for their firms, then it shall compel them to invest more. Freelancing service has helped them to get one of the most effective services in reasonable price.

Advantages:



In Europe, freelancer’s accountants are quite popular for having some significant activities in them. In case of budget and related queries, they can prepare all of them within your given timelines. Their provided solutions can match well with your requirement.

  • Now it is possible to get the support and assistance for your personal accounting solutions.
  • Online freelancing service is possible by logging in the internet. You can find there numbers of freelancers are waiting for your response. They are very professional and experienced in their key responsibilities. By proving the expertise works, they will also keep your confidential accounts related information secured. You can get fully assured reliable services from them.

Summary:

If you are confused enough to get the freelancing service from online, then you have to check the online reputation of that service provider. If it is trustworthy enough, then you can get this service from online. If your query is about accounting service, then you have to be very careful.

Company bio:


True dynamic is a well-known accountant firm in UK which provides you an ultimate solution for your accounts. If you are worried about your accounts related requirement, then it can be solvable by this company. The accountants are very experienced and professional in their works. They are committed to provide the clients accurate services within their given timeline.

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