Showing posts with label injured on the job. Show all posts
Showing posts with label injured on the job. Show all posts

Saturday, August 14, 2021

How to Pay Your Mounting Bills After Being Injured on the Job

If you've ever been involved in a workplace accident, you may have started to worry about the mounting medical bills. You may be worried that if the injury has caused permanent harm, you'll have not only trouble getting paid for your medical care but also financial troubles. You certainly don't want this to happen. Here are the tips.

Be Positive

Don't allow yourself to think about how the injury will affect your household finances. To avoid this problem, keep a positive attitude and tell yourself that you'll find a way of dealing with the debt if you have one. 

It's impossible to know what will happen in the future, so don't waste your time worrying about it now. If the injury does end up negatively affecting your finances, you can work on fixing it then.

Talk to Your Creditors

The easiest way to avoid having a debt collection agency hounding you about your unpaid debts is to talk to them. You can either do this over the telephone or in person. 

Tell them that you're in an accident and that you'll be paying off the debt as soon as you can. Ask if they'll give you an extension, and let them know that it's important for you not to get any more calls from them.

Deal With the Problem Once You're Better

Don't worry about your finances while you're trying to recover from your injury. You'll have plenty of time to deal with it when the time comes. 

If you've been injured on the job, make sure that you know your rights and that you know how to handle being hurt at work or having post-accident financial troubles.

Job Site Accident Lawyer

If you need help with your injury claim, call a job site accident lawyer. It's important to make sure that you have a lawyer knowledgeable about worker's compensation and is fully trained in the law.

Check out Your Options

It's worth seeing what help is available. For example, if you're unemployed, you might be eligible for Social Security Disability benefits or Unemployment Insurance Benefits if the accident has left you unable to work.

Save Your Paperwork

Make sure that you save all of the paperwork relating to any payments you make towards your debts and any medical bills or expenses that have been paid by your employer, Workers Compensation, insurance, or Social Security. 

You'll need this paperwork when you make a claim for compensation in the future.

Consider Selling Something You Own

If you can't pay back the medical bills that have been incurred because of your accident, then consider selling something that belongs to you. 

It could be an expensive piece of jewelry or a valuable antique watch. Of course, you'll want to think carefully about this. You don't want to sell something that means a lot to you just for the sake of paying off your medical debt. 

If possible, consider selling something that doesn't mean a lot to you and that you won't be upset about parting with.

Get a Cash Advance From Your Credit Card

If all else fails, take out a cash advance on your credit card. It is a quick and easy way to deal with your mounting medical bills and get your financial situation under control.

If you'd like legal help, contact a personal injury attorney. While you may not be able to afford them right now, you'll at least have some advice from a professional who's qualified in the field of law. As soon as you begin dealing with your particular case, it will be harder for you to find another lawyer.

To help make the necessary changes, you must first figure out what went wrong. Sometimes there are legal reasons why your injury was not properly addressed. 

Your employer is in charge of making sure that the issues surrounding your injury are resolved quickly. They should be offering you a solid and legitimate explanation for why they cannot compensate you for the time it took to heal.

Sunday, June 11, 2017

4 Money Management Ideas to Employ When Injured and Out of Work

When you are injured and out of work, your finances will quickly take a big hit. Being out of work usually means having no health insurance, which further compounds your financial distress. 

These four money management ideas offer some help so that you can stay on your feet for as long as possible.

Applying for Worker's Compensation or Unemployment Benefits

If you were injured on the job, contact human resources and find out if you could qualify for worker's compensation. If you were let go because of your inability to do the job, find out if you could receive unemployment benefits. If your employer is uncooperative, consider a consultation with a worker's compensation or disability attorney.

Receiving a Personal Injury

Receiving a personal injury can be an overwhelming experience. You might feel frustrated, stressed and worried about what the future holds. Professionals, like those at D Chadwick Calvert Law Office, know that you should be sure to make the most of the insurance benefits that you have. 

Counseling may also help you to get through the experience of receiving a severe injury and loss of your job. You may also find a free support group in your community.

Cutting All But the Essentials

If your disability payments or unemployment benefits run out or never pan out, you could quickly run out of money. 

As soon as you are out of work, cut all but the essentials. Even if it means that you have to cut out the cable TV and other fun stuff, you can survive without it. Stick with the essentials at the grocery store and cut back wherever possible.

Find Work to Do from Home

There are only so many expenses that you can cut. At some point, you will have to be bringing some money into your bank account. Consider whether there is work you could do from home, even with your injury. 

Keep in mind that if you start working before a disability determination is made, the work could disqualify you from being eligible for the benefit. Some work options to do from home could include tutoring, sewing, dog sitting, house sitting or medical transcription.

When you are injured and out of work, take advantage of all of the resources available to you. Attorneys offer free consultations, and government employees at the disability and unemployment offices may be able to link you with community assistance. 

Focus on getting better and developing some new technology-oriented employment skills that could help you to find work that you can do as you recover.

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