4 Tech Savvy Ways To Save On Online Shopping

Whether you're buying the bare essentials or you just like to save a little cash when you're spoiling yourself, shopping online can help you save even more on most of your purchases.

Apps Are Your Money Saving Machine

There are many apps out there that allow you to scan barcodes on items and compare them to other local shops in your area to find the best possible prices. These sort of in-store price comparison apps can save you a lot of time and money.

When online shopping, you can use apps like Joinesty that save your passwords securely, and automatically find coupon codes on any websites you visit. 

Most online retailers always have active coupon codes to use if you look for them. You’ll find that you rarely pay full price for anything online.

Check Store Websites Before Leaving Home

We all have our favorite stores, and most of them have a digital version of their store online. 

Oftentimes, not only do these digital versions of the store offer a wider variety of items - including items that are being discontinued and discounted, a lot of stores offer discounts purely for using their website rather than shopping in-store for the same items you'd be purchasing anyway. 

Many stores even offer free or discounted shipping. The best part is, you can use almost all of the same coupons online as you do in the in-person store. You can also find promotional discounts and coupons by using discount-finding websites.

Buy the Same Products Used

One of the great things about buying online is the ability to buy items used or from bulk sellers at a discount. 

You can find great deals on a plethora of websites for slightly used or mint items. This includes items that people bought and never used. You get it at cheaper-than-new prices but still get a new item. 

There are many websites out there for people interested in buying used items or even swapping them or hauling them off for free!

Consider Using Bidding Websites

When the internet was 'new' to most people, there was really only one auction website you could trust. 

Nowadays, you have your choice of several auction/bidding websites and the sell prices are amazingly low. Many of these bidding websites will give you credits to bid with so you can try out before you buy credits of your own. 

With straight out auction websites, using simple tricks like common misspellings of brand names can help you save even more money with almost no competitors to bid against you.

Saving money used to mean clipping coupons from the paper and signing up for rewards cards. While those methods still work, online shopping has brought about a lot of new ways to save easily.

70Trades Review - Get Started with Forex the Right Way

Have you ever thought about investing in forex? I ask this because as an investor in equities sometimes you look to get into other ways to diversify your portfolio. 


I always wanted to get into Forex but I found it to be complicated. I needed to find not just a trading platform but a place I could be taught and helped from beginner to hopefully pro. What I discovered was 70trades.

70trades - What's in a Name?

I wondered what 70trades meant. Well, it meant just that. The founders of the platform learned through research that you become profitable and stable after 70 trades. 

If you can say that then I felt, they were serious and looked further. The platform offers a proprietary automated, algorithm based trading management system with a lot of user control. 

70trades offers online resources that are a benefit to all traders no matter if you’re a beginner or a professional trader. And with this system you may become professional with time.

Resources and Training

If you are a beginner in Forex and want to learn as much as you can 70trades can help you. Don't leave it up to trial and error, tap into the many resources available here. There are video tutorials, eBooks, and even 1-0n-1 training. 

These resources are geared to the beginner and if you are a professional there are resources and training for your level too. Some are like these 70trades tips. They also offer customer service 5 days a week where you can ask all your tough questions. 

Trading Tools

On the 70trades platform are many tools. The most important one is the “Portfolio Builder”. This tool is used by all traders to set up your portfolio. 

All you do is answer some questions and the software gives you a suggested portfolio. The questions are simple like amount to invest, experience, risk level and age. 

This gets you started to making some money. This tool offers you a flexibility to fine tune your portfolio for maximum profits.

Will 70trades Work for You?

If you are like most people, you will find profitability is an elusive thing in Forex trading. Investors have a hard time making it work in their favor. 

The initial failures can make you just give up. Not until now have I seen a platform that makes me think I can succeed in Forex trading. With all the education, training, and someone looking over your shoulder help at 70trades, I really believe they have done it. 

Check out these 70trades reviews to hear what others have to say about this great platform.

How to Streamline Your Business Costs

Running a business can be a complicated task. Each new asset that you bring into your business has the potential to cause just as many headaches as it alleviates. If you’re not careful, a business’ infrastructure can become amazingly complex, which can make it difficult to manage, and even lead to losses. 

Because of this, there is a great amount of truth to the fact that sometimes simpler is better. Streamlining your business and simplifying its processes can generate more revenue, while eliminating the many of the stresses that come with owning a growing business...

Digitize your operations

There are so many digital tools to help business owners that it would be impossible to list them all in this article. 

To keep it short, being able to move as much of your operation onto a digital format will help you streamline your process, and enable you to get rid of physical property that is becoming dead weight to your office’s operations. 

Although the initial jump might be difficult, taking steps to digitize any aspect of your business operations will pay off in the long term, and can help set you up for future growth. 

In particular, check out this article about how cloud-based enterprise resource programming systems have enabled businesses to benefit from widespread inventory personnel management without needing to house their own servers (thus saving server and IT costs).

Understand that employees can represent your business

Marketing and advertising are both crucial aspects to running a business that many people don’t want to deal with. 

Because of this, many companies find themselves spending more to build their customer base than they actually have to. However, if you’re looking to improve your business’ image in the world, without adding significantly to your advertising budget, then don’t forget one of the most useful assets of your business: your employees. 

Understand that each of your employees is representing your business in some way or another, so why not follow this through to its logical conclusion and have them literally represent your brand by wearing it. 

Gifting branded swag to your employees makes them feel appreciated, while also allowing them to represent you when they are not at work (read more about how branding your employees can be a valuable tool.)

Improve employee engagement

As we stated above, employees are the most valuable asset that a business can have. However, failing to utilize your employees in an innovative way will ensure higher turnover rates, while also preventing your employees from reaching their true potential. 

Working to increase the levels of employee engagement in your business means that employees will take more personal ownership for the work that they do, and will often come up with creative solutions to problems that you might not have even realized were slowing your business down. 

Improving employee engagement, whether through bonuses, raises, or business culture, can help your personnel gain a better degree of independence that can remove headaches that you, the owner, have to deal with.

Let the internet find customers for you

Keeping a consistent consumer base is a crucial aspect of doing business, and also one of the most challenging prospects for a company. However, using the tools that are afforded by the modern world can make this process a lot easier. 

Using social media platforms and optimizing your business for modern search engines opens up your business to a wider range of customers than you could hope to reach without digitization. 

Properly utilizing the internet to bring in consumers can take a great deal of stress off of your sales team, and can streamline your sales pipeline.

Fewer, but more meaningful, meetings

Although meetings can be a great way to make everyone feel involved with what is going on in the business, too many operational meetings can slow everything down and make it feel like there is little progress being made. 

Cutting down on the number of meetings in your business will give people more time to make progress on their actual work. On top of that, focusing on making each individual meeting more impactful, rather than trying to have more meetings, will yield more efficient results.

Give Your Customers Payment Options for a Global Market

 

It's simply good business to provide your clients choices for paying. These choices can consist of payment plans, handling credit or debit cards, web payments, checks, cash, money orders, cashier checks, automated withdrawals, or Western Union payments.

" Individuals have the tendency to fight that which is pushed upon them. Individuals have the tendency to support that which they help to produce," states author Alex Bender.

I am certain you can identify with this quote and so can your clients. When you contact an overdue client and request payment in full you will not get as far if you called and presented several various alternatives for payment plans.

Merchant Services

Business owners consume a considerable amount of time providing their service or product to their clients and customers. When it comes time to receive payment for these things business owners use a point of sale system or more likely employ merchant services.

A point-of-sale system is specifically designed to suit the needs of retailers and eliminates the pain points of running a business. A system like the one offered at Posabit demonstrates how a good point of sale system can benefit a business. Competition in today's global markets calls for the best systems for your business and customers.

Merchant Service Providers

It's important to compare merchant service providers online before choosing one. Setting up a secure payment solution is not difficult but it must be done right.

Receiving online payments, credit card/debit cards, or other online payments require you to employ professionals with a long track record. Paysafe's payment processing allows you to grow your business by being able to take payments not only locally but globally. Make sure your merchant services can deal with payments from every country and language.

Payment Plans a Necessary Option

If you have never put together payment plans in the past I have some recommendations for establishing practical payment plans for your clients. Something you should do is to make certain your client understands you comprehend that every case is different.

Also, you will take into account their capacity to pay, the amount overdue, their payment history, length of time they have been a customer, their loyalty, and precise reasons why the account is overdue in figuring out a payment option with them.

Creating Payment Options

Make certain your clients understand creating these payment arrangements is not something that may be done all the time; you're doing it now given that there is an issue and you wish to solve that issue.

Frequently, clients take advantage by charging more services or products and simply making the regular monthly payment. This is something you want to discourage. You can prevent this by putting every contract in writing with a starting date and an ending date.

It's a good idea to stay out of the financing business because the costs of keeping track of it is costly. Keeping clients on a monthly paying in full plan is the best option.

A number of organizations have guidelines about payment plans. This might consist of not going into payment plans by one consumer more than once per year or mandating a 15 percent deposit for all new payment plans.

Make Your Invoice a Priority to Your Clients

With the economic climate in a weakened state and more customers not able to pay their charges. The goal of establishing payment plans is to at the very least get paid something instead of absolutely nothing.

Most clients will take a look at all their charges and after that decide on which ones will get paid that month based upon what is primary to them.

It is your role to make your invoice essential to them and provide them sensible alternatives so they will pay it monthly. You wish to efficiently describe policies and procedures that will help provide your clients with choices when they can not pay completely.

Something to keep in mind if you do not like the idea of providing payment plans. If somebody owes you money, they possibly owe others money and whoever does something about it first or provides a service, will get paid first.

When putting together your payment arrangement:

• Look at your client's history previous to your call
• Have 2 or more choices for payment plans in mind prior to the call
• Repeat everything to the client
• Get it in writing and have your client endorse it
• Follow up and follow up

Once you set up the payment choices and plans that meet your client's needs you will be able to serve your customers better. They will frequent your business more if they know they will be treated better. This creates loyalty and even more business for your company.