Showing posts with label Real estate broker. Show all posts
Showing posts with label Real estate broker. Show all posts

Thursday, August 7, 2014

How to Finalize a Stress-Free Mortgage Deal?

There are a lot of words that people have used when describing mortgages, but “stress-free” isn’t one of the more common ones. Much of the time, every aspect of getting a mortgage is loaded with stress and causes a good deal of anxiety for the borrower.

Not only do you have to go through the approval process, which can be stressful all on its own; you also have to finalize the deal and close everything so its all legal and ready to go. There’s no magic formula that’s designed to take all the stress or unforeseen obstacles out of getting a mortgage, but if you know some of the potential issues ahead of time, you may be able to move through the process with little or no stress.

Make a List

One of the more annoying things about a process like this, is that it’s easy to think of a ton of pertinent questions when you are sitting in traffic or out grocery shopping, but you draw a blank when it’s time to ask. Make it easy on yourself and carry around a small notebook and pen, or use your mobile device to type questions as they pop into your head.

Whether the question is for the real estate agent or your lender, you’ll have it there in front of you so you can ask when you speak with them. Sometimes, the questions you ask ahead of time will provide information that will make finalizing the mortgage deal easier than if you’d kept the question to yourself.

Take One Last Look

You may have gone through the new house multiple times and had a home inspector do his thing, but it’s not a bad idea to walk through the house one last time a couple days before the closing date. This is more of a “better safe than sorry” kind of approach, but it’s not completely unheard of for people to change things that were supposed to remain the same or take things they were supposed to leave before the deal closes.

It’s also a good time to see if any new damage has occurred, especially if there has been bad weather since the last time you were there. Check to ensure the electricity is working well and the plumbing seems good. If the present homeowner was supposed to make any fixes or do renovations before you moved in, you should check for those improvements too. If things aren’t as they should be in any part of the property, contact your real estate agent right away to have the issue rectified before the deal is closed.

Check the Document Preparation

All of the documents prepared as part of your real estate deal were drawn up by professionals, but that doesn’t mean you shouldn’t look them over a handful of times before closing. In all likelihood the information will be just as it should be, but no one is perfect and you certainly won’t have a stress-free closing if something is wrong.

Check over the wording, all the names for spelling and all the digits for accuracy. The interest rate is also important to check. Don’t just assume that any mistakes will be fixed later and everything will be fine. That may well be the case, but give your lender a call immediately if you notice any issues or even if certain information doesn’t make sense to you. Also, keep a copy of every page of every document you sign.

Call the Utilities

If you want to move into your new home right after the mortgage closes, or even within a few days you should call the utilities ahead of time. If you’re moving to a new area and aren’t sure about which utility companies are used, ask the seller for the names and then get them transferred into your name so there’s a smooth, stress-free transition when you move in. This way, if there will be any delays or issues they can be dealt with before you get there.

Keeping Up with Costs

If you have ever purchased a home before, you know there can be a laundry list of closing costs that the buyer never saw coming. Inspection fees, attorney fees, deposits, etc, they all add up and they can be quite stressful when you think you’re home free and the deal is done. Make a point of finding out what the closing costs will be ahead of time, so you’re ready when they spring them on you. The number you get might not be 100 percent accurate, but it will be close and you’ll be prepared.

Author Bio:
Jonathan Baker is an active blogger who writes about business and finance. He lives in Toronto with his family and also works as a financial adviser to The Butler Mortgage team. He keeps himself about the latest trends in finance and business world and passes on these information to others through his blogs. He can be followed on twitter @Jonatha97039368Image 


Thursday, July 17, 2014

Ways To Make It Big Without Stepping Foot In An Office

Not everyone wants to work at a nine-to-five job sitting in an office all day. Fortunately, there are other ways to succeed. You may, however, have to be willing to learn some new skills or even take a few risks. If you are open to less conventional possibilities, however, there are many ways to make it big on your own terms. Let’s look at four alternatives.

1. Earn Your Fortune in Real Estate

There are a couple of ways to make money in real estate. If you have a little money to invest or good credit, you can become a home or property flipper. This takes some research, as you want to be able to identify properties with good potential for fast turnover. If you can make improvements to the property, or can afford to have someone do this for you, you can often make a fast profit.

If you don’t have money to invest in real estate, you can become a real estate agent and earn commissions on properties you sell. It’s even possible to earn real estate commissions without becoming a professional realtor. Some people make money by “bird dogging” for real estate agents. This is where you identify properties with good potential and tell the realtor about them. You then earn commissions when the properties are sold.

2. Become a Consultant

Consultants can earn a good living and often travel all over the world. This is a good choice for someone with expertise in a field with high demand, such as helping businesses become more profitable. Many consultants specialize in certain areas such as finance, education, entertainment or technology. Consulting is a good business for people who want to live an independent lifestyle and set their own prices. You do, however, have to be good at networking and marketing yourself.

3. Become a Professional Gambler

While gambling is usually thought of as games of chance, there are people who master certain games and make a good living from them. Poker players are the best known examples of this. There are also, however, people who become skilled at casino games such as blackjack, craps or roulette.

If you want to become a professional gambler, you will need a lot of discipline. You’ll have to master your game of choice and find an effective strategy. This is a good choice for people who like the glamor of casinos. You can, for example, find an attractive setting such as Viejas and make it your workplace.

4. Start an Online Business

There are many ways to make money with an online business. You could, for example, start an e-commerce site and sell physical products on eBay or Amazon. If you don’t want to stock your own products, you can use drop shipping. An even simpler option is to become an affiliate marketer, where you earn a commission for selling other people’s products.

The above are just a few of the ways many people have found success without a traditional office job. If you find something that you are passionate about, you have a good chance of making it work. You do, however, have to take the time to learn how to turn your passion into a real business.

Saturday, February 1, 2014

The First Steps to Sell Your Home

Property in Europe
Most people who put their home on the market are hoping to sell their home in a timely fashion, in order to move on to another property or benefit from the generate revenue. It’s important that when you make the decision you must fully become committed in order to best present your home to potential buyers. 

A realtor can help you along the journey to help you place your property on the market the right way, to get it sold fast. You need to visit to find the best real estate agent in the area and to have a partner in the home-selling process.


If you’ve lived in your home for more than a few years, it’s likely that it will need some remodeling. One of the most valuable resources in selling a home is having your home inspected before you place it on the market. This will provide you with insight to the changes that need to be made to improve the actual value of the home, while getting you ready for the bank home inspection that comes after you find the right buyer.


Take what you have learned from the home inspection and apply it to your property. You can save money by doing simple projects on your own, if you are handy with tools. But larger renovations will require professional assistance. Keep in mind that for electrical and plumbing jobs, you’ll need a certification from the town office for approval. 

After you have made the suggested changes from the inspection, you need to begin making your home look its best. Fresh paint on both the interior and exterior of the property, decluttering, downsizing items in the room and updating the hardware and light fixtures can really make a difference in your home’s appearance.

Sunday, October 13, 2013

Tips for Getting Started with Property Investment

The island of Manhattan, from which the term i...
The island of Manhattan, from which the term is derived. (Photo credit: Wikipedia)
Investment property. Two words that have lived on the lips of those who desire something more from life, for the last five years, since the world economy took a hit and monopolies shifted. So, should you? While there are arguments for and against, I’m not here to convince you either way, rather, should you decide to take the plunge and join the 1.3 million Australians who enjoy the benefits of investment properties, I’ve compiled some tips. Tricks of the trade, common sense or not. Whatever happens, as you set off into investment land, don’t give up or get overwhelmed; yes, there are details and caveats, confusing points of jargon and slippery real estate agents, but you can do it without leaving your mind behind. 

Where Are You Sitting?

Discerning where you’re located on the financial spectrum is the first and most essential step. Stepping back and taking stock of your current debts, assets, expenses against total income figures will instantly give you a clear picture of investment viability. If you’ve had problems paying a credit card or personal loan in the past, check your credit file and analyse where you stand. Will you have trouble making mortgage repayments, maintenance contributions and other ownership fees and taxes, on top of everything else? Defaulting on your loan is the last thing you want to do. If you’re less financially secure then you feel comfortable with, hold off on investing until you knock out a few other debts and build your credit rating. All in good time. On the other hand, if you’re in the clear and enjoy a stable occupation, give yourself a green light, start researching home buyers grants (if it’s your first home) and talk to financial institutions to compare rates. 

What Property? Which Home?

Planning and researching are important components of the investment process. Before you can refine a series of goals or even project how much you need to borrow, figuring out what sort of home or investment you want is important. Do you want to live in it at first? Do you wish for something regionally located? Do you prefer certain suburbs? Would you rather the flexibility of investing in a display home or do you fancy a simple cottage somewhere out of town? Each option has specific advantages, and only you know what you’re looking for. 

Start Planning

By now, you should have figured out whether you qualify for a loan; if not, boost those figures by repaying more than the bare minimum on other debts and try again later. Successful? Great. Now start budgeting – not only to pad your savings account and repay other debts, but to identify a long term strategy when your debts will be significantly higher. Still confident? Good. Now head out into the market, talk to property owners, look at sources like Coral Homes home and land packages and remember, be prudent regarding negotiations and real estate agents. They are there to help you, but some like to help themselves too. Don’t settle on a property you’re not 100% happy with, as you’ll be inheriting its difficulties, flaws and quirks.

Happy hunting!
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Wednesday, September 18, 2013

So You Want to Be a Self-Taught Home Seller?

Summer is your best bet if you’re on the fence about when to sell something prospective buyers would have to travel to see - case in point: your house. It’s during these months that your open house will get the most foot traffic, more so than later in the year, so, yes, your vacation plans will have to wait. But you knew all that, seeing that you’re planning on going it alone and striking it big with the sell, right? In case you’re not sure whether this renegade free-agent path is the right fit for you, here are some pointers that can shed some light along the way to closing the deal and will ideally help make up your mind.

Make Sure You Crunch the Numbers

Putting your house on the market, being as important a decision as it is, also usually comes with huge, paralyzing jitters, which is why most people prefer to use a real-estate agent. Alternatively, some choose to take the road less traveled, which, if done right, might be more rewarding, financially speaking - at the end of the day you’ll be just as well pocketing the 6% from the sale that would have otherwise gone to the agent. To make the leap from wishing it so to actually getting your wish, the first thing you’ll need to do is zoom in on the exact sum you’re expecting to get from the sale.

  • If you intend on using the money from the sale for the purchase of a new home, do your homework on what your current home should fetch you in order to achieve that switch. You can use online tools to calculate the mortgage rate on the house you have in your sights, then apply for a bridge loan, against the equity in your current dwelling, for the downpayment.
  • In order to list your house on the Multiple Listing Service, you’ll need to come up with the right asking price, which you should set 1) in accordance with the price tags on some other houses in the area which you’ve previously checked, and 2) a tad higher than the sum you have in mind - this will leave some wiggle room for negotiations. Remember that, while not using an agent will definitely save you money, the buyer’s agent commission will still shave some off the final bounty. 

Roll Up Your Sleeves for Some Heavy Lifting

Aside from the legwork entailed by comparing and contrasting your house with others in the neighborhood, which will give you a better idea of what yours is worth, there are other small details to consider - and, all counted, these will demand some effort on your part.

  • Advertise the right way - the For Sale sign is one of the best “weapons” at your disposal, as it’s putting out there the asking price and contact details, in plain sight for every prospective buyer or agent to lock on to. Buyer’s agents will also pounce on the opportunity of a commission if you hint at it with a well-worded, brief invitation on the sign. 
  • Your arsenal should also include quality photos of both the exterior and the interior of your house - you can use these for your flyers and / or post them on real-estate websites. Instead of relying on old snapshots, take new ones, using a top-notch camera, and only show the best, most current version of your home. Before playing the shutterbug, get your house spick and span, with all the clutter either removed or relocated around the existing space for a better, more attractive use of it, with an eye to showing the place in just the right light.

All that’s left for you to do at this point is get ready for visits - but not before insuring your house, in case of any mishap - and brush up on your knowledge of the law, as, like with any purchase of this magnitude, you’ll be required to sign some papers that you won’t want to just leaf through. Take your time, get a handle on the situation and some understanding of the market, and you’ll not only reach your goal, but also that feeling of fulfillment that comes from knowing you made it happen yourself.

Tuesday, August 27, 2013

How Do I Sell My House Without A Real Estate Agent?

If you are thinking about selling your home, then you may be asking yourself, "how do I sell my home for the most possible money?". Well, the answer to that is incredibly simple...Sell it yourself without using a real estate agent.

When most people think, "I want to sell my house", they immediately think that they will need to hire a real estate agent to sell the home for them. While this might have been true in the past, technology and the internet has made it quite easy to sell a home on your own. If you follow the steps listed below, you should quickly be able to close the deal and sell your home for the maximum amount of profit.

List Your House Online With FSBO Websites

The first step to selling a house without a real estate agent is to list the property on one of the many for sale by owner real estate websites. The majority of these sites charge quite small fees to list your property, which can save you a lot of money compared to the very high commission rates charged by real estate agencies.

Creating a listing on these sites is quite easy, and only requires that you sign up, choose how to pay for the listing, and then upload pictures, a description, and any other relevant information.

You can then just sit back and wait for people to start to show interest in buying your home.

Receive Enquiries & Talk to Potential Buyers

After creating your listing, you will most likely start to receive enquiries from potential buyers quite quickly. At this point, you can start a dialogue with them and eventually invite them over to tour and inspect your home to see if it's right for them. You will most likely start getting offers from at least some of the people who came to look at your house, and if you do not get any offers immediately, don't worry. Still, if you have many people come to look but none that wants to make an offer, then you may need to lower your asking price.

Negotiate A Deal with Interested Parties

Once you have received a few offers, then you can start negotiating directly with the potential buyers. This step is vital, as you can try to play the offers against one another in order to get the highest possible price for your home. You should not just take the first offer that comes in (unless it is really good), but instead you should be patient and wait to see just what kind of a deal you can negotiate.

Have Contracts Drawn Up By Your Local Solicitor

Once you have negotiated a price with the buyer and come to an agreement, you will then need to hire a lawyer or a solicitor to draw up the contracts. Under no circumstances should you attempt this step yourself. A solicitor will have experience in these contracts and will be able to make sure that the sale is done completely within the framework of the law. This will help you to avoid any potential problems or headaches that could arise down the road.

Settle Your Property in No Time & For Half of the Cost

One thing that is constantly heard from people who have sold their homes using a for sale by owner website is that the entire process went very quickly. If you are truly motivated to sell your home, then you could complete the entire deal within a matter of days. As soon as you have come to an agreement with a buyer, all you need to do is have the contracts drawn up and signed, making the process quick and easy. In addition, you can feel happy knowing that you made the maximum amount of profit possible by not having to pay the incredibly high commission fees charged by most real estate agents. So why not try to sell your home online and see just how easy it is and just how much extra money you can make by avoiding real estate agents and selling your home privately.

Contributor Profile: Contributed by – a no commission real estate agency in serving the greater part of Australia.

Wednesday, August 14, 2013

What to Do and Not Do When Selling Your Home

For Sale

In the past couple years, real estate values have been the subject of many debates and news stories. With a down market, many home sellers are finding it hard to get the price they want and many are finding it hard to get a return on their investment. This doesn't mean it is not possible to get your asking price and make a little profit. There are right and wrong ways to sell a home, you just need to understand both sides.

Selling Solo or Through an Agent?

"I can sell my home myself" is often the first words of a bad deal. Many homeowners decide to go at it alone, trying to save money on the sale. For many this is the single mistake that keeps their home on the market and often results in a loss in profits. The average agent's cut is 2.5-3%. This can actually be negotiated down due to the competition real estate agents have from discount brokers and flat-rate services. Additionally, the benefits of an agent's years of expertise may yield a higher selling price, cancelling out the commission altogether.
Pre-Inspect and Repair

Before you sell a car, you would get the broken headlight fixed, or deduct the amount of the repair from the asking price. A home is no different. If a buyer sees a minor or major repair that is needed, they will negotiate you down from your asking price to cover the cost of the repair. Have your house inspected and make any repairs that will drive the price down. You want to sell your buyers on the features, stability, and possibilities of your house becoming their dream home, this is hard to do if you have leaking faucets and bad wiring.

Pricing and Value

If you have been following the real estate market or even talking with your neighbors, you know the market is down and prices have fallen. When you decide to sell your home, you have to keep the price within the current market and price it similar to other homes for sale in your neighborhood, even if you feel your home is worth more. Pricing too high will slow your sale and often result in a desperate sale later. Remove your emotional attachment and price your home at what the market deems is the true value.
Room of Doom: 24 April 2010

Clean, Stage, and Prepare to Leave

One of the biggest mistakes made by first time home sellers is the lack of preparation. When you are selling your home, you are selling the structure, not the clutter. Remove as much as you can so your prospective buyers can get a good look at the floors, walls, and surfaces of the home. Your best tool for selling your home is your buyer's imagination of what the home can become when they move in, not what it looks like as you live in it.

Take Compelling Photos

Whether you are selling solo or using an agent, a picture is still worth a thousand words. You can easily find listings with blurry, low quality pictures of the property, and you will more than likely see those years from now as the house stays on the market. Be sure to take high quality photos of the outside, landscape, inside, and the unique features of the home to catch the buyer's attention and make them want to tour the home.

Selling your home is a big decision filled with planning, preparation and care. Take your time to sell the beauty of your home, research the local market value, and give your buyer the experience they expect when they visit their prospective new home. You will find the smallest details can result in the largest sales.

Sheila Madison is a property blogger who advises both home owners and real estate agents on the proper way to prep a home for quick sale.

Tuesday, January 29, 2013

6 Tips for First Time Home Buyers

You've finally decided to make one of life’s biggest decisions – buying your first home. No longer will you have to deal with stuffy landlords, exorbitant rent prices, or annoying neighbors—you will finally have a space you can call all your own. Now that you've made this very adult decision, you need to consider a few things before you make one of the biggest purchases you will make in your entire life. Before you buy, you need to ask yourself some serious questions. If you already own property and are looking into purchasing income property, you will also need to do your homework.

Tips for Homeowners 

1. Know Your Budget and Mortgage Basics 

It’s important to know what you can afford to spend before you seriously start looking to buy. It is also equally important to know how much mortgage you qualify for. Look for first time homeowners seminars in your area to get more information or speak to a representative at your bank.

2. Get a Real Estate Agent you Trust

Looking for your dream home on your own can get overwhelming. This is where real estate agents come in. They can help you figure out the logistics of a sale, will negotiate prices for you, and will do all the paper work. It’s important you have a good rapport with your agent and that they know what your needs and wants are. Remember, you are the one who will be living in this home, not them.

3. Make a Smart Offer

Your real estate agent can help you navigate this important step of the purchasing process. This is your time to name a price as well as your conditions for purchasing. More than likely the seller will counter-offer, putting the ball back in your court. Once you come to an agreement, you will go into escrow which means you have 30 days in order to inspect and purchase the property.

4. Get a Home Inspection

During the escrow period, it is your responsibility to get a home inspection. During this inspection a trained professional will check every inch of the property to make sure it’s safe and sound and ready for purchase. If they find any issues (mold or other deficiencies the seller did not mention), you can still retract your offer.

5. Read Before You Sign

Like all things in life, it is always crucial to read the fine print before you sign any agreement. It is also important to get everything in writing and avoid verbal agreements. Your banker and real estate agent can help walk you through any language or steps you are unsure of.

6. Cover all Angles on Your Income Property

Income property is property that is bought with the intention of renting or leasing. It is a higher risk than owner occupied properties, but can be beneficial in helping you off-set the costs on your own home and bring in extra income. Before purchasing a residential or commercial income property you need to do your research. Know your rights as a landlord and see if the time and money put into the property will put you out ahead in the long run.

Angie Picardo is a staff writer for NerdWallet, a personal finance website dedicated to helping homeowners find the best credit cards.

Tuesday, December 18, 2012

Pros and Cons of Using the Internet to Sell or Rent Your Property

Anybody who is looking to sell or rent a real estate property, wants to sell it quickly, and that too at good price, but a layman might not even be aware of exactly what’s the good price for his/her property, let alone managing to get that price. This is why majority of people goes for real estate agents for buying, selling, or renting their properties.

A real estate agent or broker can assess your property and give you an idea of the right price according to neighboring communities and the overall situation of the real estate market. They can also help you with marketing, home staging, and closing a deal, except that they will charge a hefty fee or commission for their services, precisely the reason why many people prefer to avail one of those online property portals or classified websites for finding a buyer or tenant for their homes or offices.
But just like any other option, selling or renting a property via internet, without getting any help from a real estate agent might save you some bucks, but it has its fair share of disadvantages as well. So, while I am all for making the most of Internet, you must have an idea of the downsides, so that you can do something to deal with these shortcomings. 

Let’s have a look at some pros and cons …


          1. Save on the Commission Fee:
As earlier suggested, real estate agents will be charging hefty amounts for their services. If all you are looking for a buyer or tenant for your property, which is located in a big city, you can easily catch the attention of many interested parties by simply putting an ad on property portals or classified ads, and that too for free. You can also upload some pictures and floor plan, and you will be getting calls from interested buyers or people looking for rental property, in next to no time.

      II.      2. More Control:
Using Internet to sell or rent your property means that you will be free to make your own decisions. Not that dealing with a real estate agent will bound you to listen to their advice, still some of them might talk you into a deal that you will regret later on. Remember that they will be looking to get the deal done ASAP because that is when they will be getting the commission, and sometimes your might miss a good prospect in hurriedness.

    III.       3.Clash of Interest:
If your real estate agent has many properties on hand, and they are expecting bigger commissions from other properties, they will be keener to sell or rent those properties sooner than yours, while making you wait. Turning towards the Internet and doing it yourself means that you can make a wholehearted effort and attract the potential buyers without wasting any time.

    IV.     4. Learning:
Property portals are not just used for selling or renting properties, they can help you in more than one ways. For example, you can compare property prices in your neighborhood and decide the right price, you can also get some handy tips from their knowledgebase, or you can initiate discussion or post queries at their communities.


         1. Time Consuming:
Remember that not only you will have to take all calls from interested parties (including some at odd timings), asking all sorts of questions and making weird offers. That is quite time consuming, as well as annoying, not to forget that even if you have uploaded pictures of your property, many people will be interested in visiting the home, so you will have to take out time and arrange a visit for many interested buyers or tenants.

      II.     2. Negotiation:
Real estate agents are usually quite good at persuading and price negotiations. That’s part of their job and something that they are doing day in and day out. You might not be as good as a professional agent or broker at communicating or convincing when it comes to persuading buyers or renters to go for the property.

    III.      3. Documentation
All real estate transactions, doesn't matter if it is renting out a property or selling it; need to have some well documented agreements. A real estate agent will be able to help you with the legalities and nitty-gritty of a transaction; you’ll have to be extra careful and vigilant while handling it yourself.

Farah is a contributing writer for a London loft conversion company, that specialize in planning and carrying out high quality loft conversions in London, Hertfordshire, and Essex.

Friday, December 7, 2012

Does Your House Need a Professional Stager to Sell?

 You love your home and your decor is just perfect. So, why is your real estate agent telling you that you need to hire a professional stager? Do not be insulted. See this as an opportunity to launch your home into the welcoming arms of a buyer. Who needs a stager? Some people need these professionals more than others.

It's Been Sitting and Sitting

As you follow the real estate news and information available online, you know something is wrong when your home is not moving. If your home has sat on the market without selling for six months or longer, now is the time to consider staging. It can help to paint the picture for potential buyers of what the home could be and how it would suit their needs. If you need a new tactic to get people back into the home to see what it has to offer, staging can help. It may help you to avoid a price reduction initially, too.

The Guy Next Door Is New

Another common problem home sellers have is selling their older home, which is sitting in a newer neighborhood. If your neighbors have newer homes, potential buyers may see your property as the least desirable in the neighborhood. Even if you know that is not the case, you may have to show potential buyers what this property can really do for their bottom line. Staging can help to convince them that buying your home means they are getting a well-loved, cared for and excellent investment. Even better, it will be clear that your property can rank just as high as the other guy's.

It's an Empty, Blank Slate

Perhaps you have already moved on, but you cannot truly move on until you sell this property. The problem is, your home's vacant, empty, and without so much as a kitchen table in it. This could be a reason why it is not selling as fast as you like. People cannot see how the home will look much less work for their needs. With some well-placed furniture on the other hand, you will have a stellar looking property that people can see themselves living in for years to come. Empty rooms may not be as welcoming.

It is a Cluttered Mess

clip_image004Let's face it. Sometimes we have too many dust collectors to keep a home organized. Perhaps you have a picture of each of your children from each school year and activity covering every inch of wall space. On the other hand, you may have so much stuffed in closets that if anyone dares open the door, they risk things falling on them. When you realize that you have too much, call a stager. The stager can help you to pack up what is not needed so buyers can see the real bonuses of the house.

Do you need a professional stager? If you are unsure, ask your real estate agent for some guidance. Do not be afraid to commit to the hiring of one. After all, they could end up helping you to make your move easier, not to mention sooner.

Images Via Flickr by fragileheart, Via Flickr by livinginacity, Via Flickr by dorsia, Via Flickr by puuikibeach

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