Saturday, March 2, 2013

How Does Managed Colocation Help Small Businesses Transition?

A typical server "rack", commonly se...
A typical server "rack", commonly seen in colocation. (Photo credit: Wikipedia)

Almost every small business reaches a point where it needs to transition its IT needs from a small in-house solution to a larger, more efficient off-site location.  Going from keeping everything in-house to relinquishing complete control  is a difficult pill for many small businesses the swallow.  Recently, managed colocation has proven to be the ideal bridge for transitioning small businesses in a variety of different circumstances.

Managed Colocation Allows Businesses to Invest in Hardware without Requiring a Full Support Infrastructure

A common transition small businesses must make is moving from outsourcing everything (managed hosting) to taking more control over the IT infrastructure.  Instead of bringing everything in-house, managed colocation gives small businesses the opportunity to take control over hardware decisions without forcing them to invest in a full support infrastructure, including redundant facility and expertly trained IT staff.  From managed colocation, small businesses then have an opportunity to transition to unmanaged colocation in which they develop their own IT staff.

Businesses Can Transfer Hardware Out of the Office to Gain Access to Superior Resources and Protection

Another common point of transition for small businesses is realizing the amount of resources required to support their hardware exceeds the resources they currently have available.  The most common resource shortages include space, connectivity, and power.  Instead of building a completely new data center, it is easier and less expensive for small businesses to switch to managed colocation.  It allows them to leverage their current hardware, get access to a better facility, and minimize additional expenses.

Managed Colocation Allows Small Businesses to Allocate Their In-House IT Staff on Business-Centric Tasks Rather than Maintenance

At some point, every business must refocus their IT staff towards business centric tasks or hire a larger staff in order to accommodate the necessary day-to-day maintenance.  A simple way to refocus in-house staff is moving the servers and networking solutions to a co-location facility.  Managed colocation not only provides a facility, but also eliminates the need to hire additional staff for day-to-day maintenance.  This allows small businesses to maximize all of their personnel while simultaneously leveraging greater buying power and improved IT infrastructure.

Businesses Can Expand Their IT Footprint As-Needed

The biggest mistakes small businesses make in regards to their IT needs is overestimating their future growth.  Overestimating future IT needs forces small businesses to over invest in infrastructure and staff.  As a result, they have less capital to invest in more business centric, profitable endeavors.

Managed Colocation Allows Businesses to Continue Transitioning at Their Own Pace

The final reason managed colocation is an ideal solution for businesses currently transitioning their IT operations is because provides a logical stepping stone.  From managed colocation, businesses can choose to either take more control via unmanaged colocation or sell assets and step back to managed hosting.  As a result, managed colocation allows small businesses to transition in either direction seamlessly.

It is increasingly difficult for small businesses to accurately predict what their technological and IT needs will be in the mid to distant future.  As a result, choosing a managed colocation strategy which provides them with multiple options is a safe route which still provides scalability and flexibility.



Friday, March 1, 2013

Bankruptcy Helps You Start Over Again

debt
debt (Photo credit: Alan Cleaver)

When you hear the word bankruptcy you usually think of failure. It's true that when you are going through it you feel like a failure and are embarrassed to have people learn about it. But bankruptcy is a legal and acceptable way to get you out of your financial problems. Bankruptcy is a complicated process and you need a bankruptcy attorney to guide you through it. 

When you got yourself in the financial mess, all you want was to make it go away and start over. With a bankruptcy, you can start over. You can wipe the slate clean and stop getting all those harassing calls from creditors. You won't have to deal with debt anymore. 

The elimination of your debt occurs when you file for bankruptcy. This includes major unsecured debts like credit card and medical bills. With these debts wiped from your credit report you can now start to rebuild your credit rating. Bankruptcy does effect your credit rating negatively for a while but over time your credit rating can be repaired to an acceptable level. 

Along with bankruptcy eliminating your credit and medical debt it also can prevent foreclosure and repossession. If you are behind on your house and car payments a San Diego bankruptcy attorney can prevent you from losing your home and car. 

Going through a bankruptcy is a stressful event but after you complete it you will have a better quality of life. You and your family will come out bankruptcy and live a less stressful life. Your debts will be gone and the worry of losing your home and car will also be gone. You will have peace again in your home.

Remember getting in over your head again can be relatively easy to do. You should attend credit counseling classes and learn all you can about debt and credit. Some people fall back into large debts because they haven't learned to change their spending behavior. 



Thursday, February 28, 2013

The Latest on the PPI Scandal


The concept of PPI reclaim isn't really a new one, but it’s definitely picked up speed over recent months because of FSA involvement. Since the regulator instructed banks to contact known victims of mis-sold PPI, news of the scandal has traveled like wildfire. Between 4 and 12million letters are expected to be written[1] – some of which having already been sent – by the banks to individuals all over the UK. While consumers have known about the scandal for a while, the media coverage has heightened the importance of making a claim, with billions being put aside for this very purpose.

The Bank of England has been warned that the total redress could be looking more like £25bn once the bulk of the claiming is over[2] – that’s almost double what the banks have put aside so far. Last year, 19,000 people submitted claims[3] with a total of £1.9bn being paid in compensation[4]; this year it’s expected that these figures will skyrocket. With the help of claim management companies such as iSmart solutions UK, you can claim your rightful piece of the PPI pie, as well.

The importance of using a claim management company (CMC) to control your claim is emphasized by latest statistics showing the success rates, compared with claims chased by individuals themselves. Last year, 73% of PPI claims made by individuals were successful, but this figure rose to 82% if a CMC was used to do the legwork[5].

It’s also important to note that, if you think you have grounds for a claim, you act on it as soon as possible. With rumors of a Spring 2014 deadline for PPI claims, with some banks running low on funds sooner than that (in some cases, more like March 2013 due to huge underestimation of claims)[6], it is vital that you claim what is rightfully yours, today. Banks are continuing to add money to their money pot to try and get on top of the massive amount they have already set aside – some of this could be yours.

The Financial Ombudsman Service (FOS) has employed 1000 new caseworkers to tackle the influx of PPI claims that they’re expecting over the next several months[7] – an astronomical amount of claims and calls are being made, with up to 11000 new complaints per week to the FOS by people who are unsatisfied with the response the banks have given to their claims[8].

One of the reasons why there’s such an issue is because of the sheer number of frivolous claims using the resources for nothing. Some claimants are trying their luck, on the off-chance that they

3 Secrets to Understanding the Truth Behind Venture Capitalist Pitches


Venture capital is all about placing your faith in an entrepreneur with a strong business plan, and a great idea. Investors place their money and support behind something new, and different, hoping that it becomes the next big thing, or that at least builds to the point of profitability.

Unfortunately, a capitalist can get caught up in the excitement or emotion behind a business venture, and end up placing their money in a concept that will never get off the ground. In a buyer-beware environment, it is essential that every investor understand the truth behind venture capitalist pitches, and throw their funding and support behind something that is more likely to thrive.

1) The Story


Every pitch contains a personal story of investment. This is the part of the pitch where investors find out exactly what the product is, and what successes the entrepreneur has had in marketing up to that point. It is the section of the pitch designed to get capitalists excited and onboard with the venture. Unfortunately, the story can put the investor at risk. It is essential that the investor try to stay detached from the story, and remain emotionally neutral. Getting emotionally involved in the entrepreneur's story can lead to rash, emotion-based decision making, rather than a fact-based investment. Draw important facts from the story, but ignore any emotional pleas. If the story proves to be all emotion, and no fact, dismiss the investment.

2) Company Positioning


The pitch will try to position the company within your known holdings. Pay attention to any misrepresentation that occurs during the positioning portion of the pitch. A good investment does not have to align with an investor's other investments, if there is a sound business plan in place. If the entrepreneur seems to go out on a limb, or skew their business plan to make it fit more completely with your current portfolio, then they are not giving you an honest view of the company. Ignore any element of the pitch that specifically targets how this project fits in with your other venture capital investments. Instead, try to view the investment as a stand alone proposition, regardless of your other holdings. It should be strong enough to stand alone if it is a sound investment.

3) Overlooking Less Obvious Investments


The final element in the pitch is designed to convince investors that this product, and business plan, is far superior to its competitors. It works to make this venture look like the obvious choice. Take the time to look or less obvious choice. Many venture capitalists have missed out on a fortune because they took the larger, more obvious investment opportunity, and let what looked like a small-time entrepreneurial venture get away. Truly analyze what makes each project unique. Look for what qualities set a product or service apart from its competitors, and go with the pitch that offers the most unique and well thought out plan, regardless of size, or salesmanship.

Kevin Aldrige is a business consultant. His articles have been posted on a number of business and finance blogs. Click to visit CSS Partners for capital growth info.



Wednesday, February 27, 2013

Various Types of Binary Options


Binary options are meant for investors throughout the globe for trading. This is because only binary options trading can provide high return. Also binary trading involves low risk, with easy concepts and can be done easily, and hence attract more attention. Not only are the new traders, even the experienced traders too interested in binary trading.

The only thing that any trader taking up binary option trading should take care of is the expiry time. No matter whether the trader has opted for long term or short-term trade, this is the best thing to do. The expiry time vary from few minutes to many days. Also there are various assets available and these assets are stocks, currency pairs, commodities and indices.

The binary options which are known as digital options are excellent for those who want to earn dual benefits both by manual as well as internet trading. It is not at all tough to earn money through binary trading. The only thing the traders have to do is to do the estimation about the movement of the option and then take a decision. If the decision is correct then the trader earns good returns. However, a wrong decision would not give any financial benefit though the loss would be insignificant. There are two types of possibilities in binary trading options, one is “in the money” where the trader earns good amount of money and the other one is “out of the money” where the trader gets no financial rewards.

Here are the types of binary options available in the market. These are:

  • Above/Below: This option is also known as High/Low and it is the most popular among the binary options. In this type of binary trading, the trader has to provide the estimation of the rise and fall of the value of an asset. There are two options ready for purchase in this type of binary trade. The call option is for those traders, who estimate that the price of the asset would be higher than the strike price. The ‘put’ option is for those traders who estimate the value of the assets to be lower than the strike price.
  • Boundary or Range option: In this option the trader has to estimate whether the price of a particular asset would be within a specified range when the expiry time approaches. There are various types of values that are given and the traders have to estimate whether the price of the assets are within that range. If the trader choose the “In” option, that means that the trader would estimate that the price of the asset would be within the range of upper and lower value specified. If the trader chooses the “Out” option, it will mean that the asset price would be outside the specified value range.
  • Touch: In this binary option, if the trader chooses the “Touch” option, then that means that the trader is estimating that the price of the asset will reach the strike price by the expiry day. If the “No Touch” option is selected, then the price of the asset would not reach the strike price according to the estimation of the trader.

Creative Ways to Make Money Online

Internets = srs.biz. Parody motivator.
Internets = srs.biz. Parody motivator. (Photo credit: Wikipedia)

We’re unfortunately living in a time when people are struggling to make ends meet, selling off their luxury items and doing away with family holidays abroad in order to pay for the everyday essentials. Flash cars, Caribbean cruises, even things like gym memberships are now a thing of the past, and we now look for more economical or cost-effective investments instead, allowing us to pay our bills and have enough left over for some fun at least!

To make these investments easier and to help pay some of the essential bills – rent, course fees, fuel and food shopping for example – people are looking for alternative sources of income. While their salaries and pensions go someway to covering the costs, they often don’t bring home as much as you’d like – especially once the taxman gets involved!

Utilizing the Internet has become a popular option, opening doors to audiences that might be interested in what they have to offer, and presenting them with the chance to make a bit of cash here and there.

Some of the most popular online sources of cash at present include:

Online Auctions

Selling any unwanted items on auction sites like eBay is a great way of making some extra cash with relative ease. Take a few pictures of the item you want to sell – like a polo shirt that is the wrong size for example – and create a description of the product listing why you’re selling it, the colour, the brand and any other essential details, and then create a starting price that you want the bidding to start at. Then, set a deadline and let the auction commence! In a few days, not only have you managed to get rid of the items you don’t want or need – making extra space at home – you’ve got some extra cash in your pocket too!

Freelance Writing

A lot of people are very creative with their writing, sitting down with a pen and paper and either writing their own books, maybe doing some drawings, while others type articles for the local paper or magazine. What they could be missing out on is the chance to make money for their writing, offering their services to media agencies for a small fee - $10 per article for example – making some easy money for the chance to do something they enjoy

Playing Games

The Internet presents a huge opportunity to make a bit of money just by playing games! Similarly to playing the lottery or putting a bet on a horse, you can play some of your favourite games and win either cash or prizes. To give you an example, sites like www.meccabingo.com/new-bingo/ let users play traditional bingo – over the Internet – with the chance to win some money. Online bingo and other games on the net have become very popular in recent years thanks to the recent developments in technology meaning you can play anything, anywhere, anytime.

Sell your Creations

Many people make their own posessions – clothes, croquery, art, that kind of thing – and could get the chance to make more by selling the items online. Offering your services again as freelance, or just creating and selling in the online marketplaces can bring in money while you get to get creative!

This article was written by Matt Rawlings, a UK-based writer specializing in the latest technology, trends and developments.



Join 1000's of People Following 50 Plus Finance
Real Time Web Analytics