If you don’t own a car, it is possible that you don't need car insurance at all. But if you do have one, then it is very likely that you are one of those people who are always on the hunt for the additional benefits of having car insurance.
Protection Against Natural Disasters
Car Insurance protects your vehicle from natural disasters like hurricanes, tsunamis, tornadoes, and earthquakes, all to a certain extent.
If the Car Is Damaged
If your vehicle suffers some damage and won't start for whatever reason, like hitting a cone or fence, your car insurance will cover the cost of getting it towed back and fixed up to its original position.
Personal Property Protection
Car insurance protects items kept in your vehicles like cell phones and iPods in case they get damaged or stolen. If you have ever left anything in your car and returned to find it all smashed up, you know how important this feature is when choosing the right insurance policy for you.
Personal Liability Protection
If someone gets injured in your car and decides to sue you for damages in court, your liability protection will come to your rescue.
Emergency Roadside Assistance
If you have some trouble with your car on a busy highway or a road without cell phone coverage, your insurance company will dispatch a mechanic to your location.
Some companies offer additional benefits of having car insurance. For example, some companies give you a discount on your auto insurance for being a good student in high school.