Best Android Phones of 2018

These are our rundown of the best Android cell phones you can purchase today positioned from the best downwards. Though Apple gives you the decision of a little, bigger or super costly iPhone, Android commends assortment and you get Android smartphones at all costs, with an extensive variety of details and highlights.

In any case, that likewise displays its own issues; while the leader handsets are getting to be comparable as far as detail, there's a great deal of decision as you go down in cost. That can mean picking the best Android smartphone for you is somewhat of a test. 

That, obviously, is the place we come in. So, we've gathered together our pick of the plain best Android smartphones at all costs, sizes, and determinations, yet separated to mirror the experience of owning and living with every gadget. 

You can shop these smartphones from Amazon and use Amazon coupons to avail discount on your shopping.

Samsung Galaxy S9:

The Samsung Galaxy S9 Plus has every one of the defects dispensed with that were available in its antecedent, the Samsung Galaxy S8 Plus. The bezel-less outline is the primary plan fascination of the gadget, which makes the gadget smaller as well as gives the gadget an advanced look that was seen before in the models. 

The Samsung Galaxy S9 Plus can be utilized submerged, on account of the waterproof outline that has an IP68 rating.

The leader gadgets from Samsung are constantly stuffed with a gigantic measure of preparing power, and the Samsung Galaxy S9 Plus is the same. The gadget packs Exynos 9810 octa-center processor based on 10nm innovation for low power utilization and superior. Supporting the lead processor is 6GB of RAM. 

The interior stockpiling is 64GB that can be extended through the half and half SIM card opening up to 4TB. The Samsung Galaxy S9 Plus is fueled by the Android 8.0 Oreo. Notwithstanding, the gadget will soon be refreshed to the Android O working framework.

Available Specifications:

• Display: 6.2-inch QHD+ Super AMOLED display
• Camera: dual rear cameras (12MP + 12MP)
• Processor: octa-core Exynos 9810 processor
• RAM and ROM: 6GB & 64GB respectively
• Connectivity Options: dual-SIM 4G LTE, Wi-Fi 802.11 ac/b/g/n, Bluetooth v5.0, GPS, and a USB Type-C
• Tonnes of software features, extensive UI customizability.

Google pixel 2 XL

The Pixel 2 XL with an amazing full-screen show, gloats of a camera that is in its very own alliance. The brilliant back camera with double pixel self-adjust additionally accompanies optical and electronic picture adjustment, catching your valuable minutes with staggering picture quality in any light. 

Tune in to music, watch motion pictures or play amusements throughout the day with the quick charging battery. Take compelling control of your gadget with the implicit Google Assistant.

Google has been in the cell phone business for some time now however it was just with the Pixel cell phones, it demonstrated its aim to go up against the powerhouses of the cell phone industry. 




The one thing which individuals expect the most – and Google satisfies it – is the camera of the Pixel cell phones. This isn't to imply that the cell phones linger behind in different angles however the camera is the thing that truly stuns clients and faultfinders. 

Before we get into the camera, how about we discuss the plan and show. Shop this smartphone from Amazon and use Amazon India Coupons and avail up to 30% off.

Available Specification:

• Display Size: 6.0 inches with 1440x2880 pixels resolution
• OS: Android 8.0 Oreo
• Memory: 4GB RAM, 64/128 GB internal storage
• Camera: 12.2 MP with dual LED Flash
• Processor: Octa-core Qualcomm snapdragon 835

OnePlus 6

THE LONG-AWAITED OnePlus 6 is now official, following its launch last week, and thanks to the huge number of spoilers and leaks building up to the grand unveiling, the latest OnePlus flagship has few surprises in store.

Not surprisingly, the OnePlus 6 is the association's greatest cell phone yet on account of its augmented 6.2in show. In any case, it's an indistinguishable size from its 5T ancestor on account of its, er, iPhone X-style indent. 




Somewhere else, you'll discover a Snapdragon 845 CPU, redesigned double 16MP and 20MP cameras and an all-new glass outline, which will be made accessible in Midnight Black, Mirror Black and Silk White shading choices. 

The OnePlus 6 will be made available in Midnight Black (8GB/128GB and 8GB/256GB configurations), Mirror Black (6GB/64GB, 8GB/128GB) and Silk White (8GB/128GB).

Available Specifications:

• Display Size: 6.2in 2280x1080 Full Optic AMOLED 19:9 display
• Processor: Qualcomm Snapdragon 845 with 8GB LPDDR4X RAM
• OS: Android 8.1 Oreo with OxygenOS
• Available Camera: Dual 16MP (f/1.7) and 20MP cameras with OIS, Advanced HDR
• Memory Size: 64GB, 128GB or 256GB storage
• Available Sensors: Rear-mounted fingerprint scanner, Face Unlock
• Available Colors: Midnight Black, Mirror Black, Silk White color options

LG G7 ThinQ

LG has been genuinely quiet this year. In any case, that there was some declaration from the organization. It propelled the top of the line G7 ThinQ smartphone. This smartphone accompanies top of the line equipment and will contend with any semblance of the Galaxy S9, OnePlus and Pixel 3. 

In respect to some other top of the line telephones we have seen so far this year, the G7 ThinQ is exhausting. We will have more to say in regards to the telephone in coming days, however for the time being here is your snappy prologue to the G7 ThinQ.

The LG G7 ThinQ is the successor to the great LG G6 and is a lead offering from the South Korea-based cell phone maker. The gadget ships with control stuffed highlights that influence it to emerge in the current cell phone advertising. 

Despite the fact that the LG G7 ThinQ hasn't been modified much as far as an outline, the cell phone dons a full metal body with a back-mounted unique ark peruser. The LG G7 ThinQ attributable to the metal unibody outline and smooth looks overflows a top-notch feel. 

It runs the LG Optimus UX 7.0 UI wrapped under the Android 7.1.1 Nougat working framework out of the case.

Available Specification:

• Display Size: 6.10 inches with 1440x3120 pixels resolution
• OS: Android 8.0 Oreo
• Memory: 4GB RAM, 64GB internal storage
• Camera: 16 MP with dual LED Flash & 8 MP
• Processor: Octa-core Qualcomm spandragon 835
• Battery Size: 3000mAh

4 Reasons Your Utility Costs Keep Rising & How to Save

Your utility bills are probably some of your largest monthly expenses, and that is why you should constantly be on the lookout for any unusual fluctuations. Ignoring those inconsistencies might end up costing you thousands of dollars every year. 

Here is a closer look at a few of the most common reasons why utility bills suddenly go up and some steps that you can take to bring them back down.

Leaks in the Plumbing System

A slow leak might not seem like a big deal, but it could actually be costing you more than you realize. One study funded by the EPA found that fixing easily corrected water leaks will reduce the average homeowner’s water bill by nearly 10 percent. 

Over the course of an entire year, those leaks are going to add up. Most slow leaks around faucets and spigots can easily be fixed with thread seal tape or new 0-rings.

Pilot Lights Aren’t Burning Efficiently

Even though pilot lights don’t use that much gas, they still need to be burning cleanly. You most likely have at least two or three pilot lights throughout your home, and each one probably burns a few dollars’ worth of gas every month. 




Pilot lights are usually found in water heaters, older stoves, furnaces, and gas dryers. The flame on a pilot light should be clean, consistent, and somewhat blue. Most pilot lights can easily be adjusted with a nearby knob.

Older Electronics Are Drawing Energy

Most electronics will continue to draw a small amount of power as long as they are plugged into the wall. Modern homes often have dozens of devices plugged in at all times, and those “phantom loads” will eventually add up. 

In any rooms that you don’t regularly use, the electronics should be unplugged entirely. You can also plug some of your devices into power strips so that you can cut the power to multiple electronics at once. 

Some of the worst offenders include televisions, desktop computers, laptops, and video game consoles.

The HVAC System Is Aging

Older HVAC systems are notoriously inefficient, and that is why most contractors suggest replacing any cooling or heating system that is more than 15 years old. Unfortunately, this is one project that you shouldn’t tackle on your own unless you have extensive experience and the right tools. 

Any mistakes that you make during the installation process could increase your energy bills or damage the system.

If you are still having issues with your utility bills, then you might want to hire a residential inspector. These professionals usually inspect homes before they are sold, but they can also help you find issues such as water leaks, gas leaks, and damaged insulation.

Home Loan Eligibility Calculator - Get the Best Lender with It

Most of the people who don’t have the required funds to purchase their homes depend on a housing loan to fund it. However, applying for a Home Loan in your city without determining your Home Loan eligibility can lead to a rejection. As a result, qualifying for a Housing Loan becomes a must. 

Let the Home Loan eligibility Calculator Help You

Prominent names in the House Loan financial industry have made an online tool known as the Home Loan eligibility calculator available for customers. You can use the eligibility calculator to quickly know your loan eligibility or the amount that you can borrow.

The Home Loan eligibility calculator works when you provide your age, all types of income, existing liabilities and the desired repayment tenor.

As soon as you enter these details in the calculator, you get to know an amount that you can avail as a housing loan after meeting other terms and conditions of the lender.

However, sometimes you may not be qualified enough to avail a desired Home Loan amount and will need some tips to increase your Home Loan eligibility.

Here are some quick tips to help you qualify for a larger housing loan amount:

Extend the Tenor of your Housing Loan

Want to increase the Home Loan amount that you wish to seek? Apply for the maximum tenor available with the lender to boost your eligibility. 



What’s more, extending the loan repayment into a wider tenor will also be affordable for you. Like this, you can pay smaller EMIs and never feel the burden of paying a loan.

Ensure to Pay off all Previous Debts

When you can pay off all existing debts before applying for a Home Loan, you can also free up all such figures to make way for the Home Loan EMIs or the repayments. 

Lenders may not approve your loan request if they see you already have too many obligations to clear as they may consider you as risks.

Club Income of your Family Members

Are you getting a Home Loan lower than what you desired which may not suffice a good home purchase? You can combine income of your family members such as spouse and more to increase your eligibility for a higher loan amount. 

Also, clubbing the income of your family members who have a higher CIBIL Score can also help you avail a loan at lower rates.

Don’t Forget to Include Perks and Bonus

Did you know that including other sources of income such as yearly bonus while calculating your loan eligibility can also help you qualify for a higher amount? 

Don’t forget to add your annual performance bonus and other incomes to get an approval for a higher amount.

A Quick Look at Home Loan Eligibility Conditions

You can qualify for an upcoming housing loan if you meet the below standard housing loan eligibility criteria:

• A Home Loan borrower needs to be a citizen of India 
• His/her age should be under the bracket of 23-58 years 
• He/she should be a salaried profession with work expertise of at least 3 years 
• The minimum loan amount that one can avail is Rs.20 lakh, and the maximum limit is Rs.20 lakh. 

Documents Required for Home Loans

You will also need to furnish some documents required for Home Loan to qualify for a loan application such as:

• KYC documents 
• Address proofs
• Identity proofs
• Recent photograph 
• Latest Salary Slips or Form 16 
• Last 6 months’ bank account statements 

The Bottom Line

Since you are now aware of the tips that can help you boost your eligibility for a Home Loan, implement it in practice and avail a Home Loan of your choice. All the best!

Choosing Loan Against Property To Tackle Your Financial Worries Perfectly

It is impossible always to stay ready for an emergency; someone might need immediate access to funds at a moment’s notice. Under such circumstances, loans become the best option to fight against cash crunch. 

While there are multiple types of loans available in the market, a loan against property, or LAP, is one of the cheapest & secured options available in India. 

Multiple lenders offer this type of loans in the Indian market; financial institutions like Bajaj Finserv even provides hassle-free Loan Against Property of up to Rs. 3.5 Crore for individuals with facilities like easy balance transfer and flexible tenor options.

Loan against land property offers a unique opportunity where you can keep your personal or commercial property as collateral and borrow money against it. An attractive feature of this type of loan is the amount of fund. Up to 40%-70% of your property’s market value will be available as a loan.

LAPs are a great solution for anyone who is looking for a quick boost in his/her financial condition. A person has to meet a few criteria to apply for these types of loans. Although they differ between different institutions, some requirements are common amongst all.

If you are availing a loan against property India, you must be an Indian citizen and own the property yourself. Also, as an applicant, you must be employed. 





Whether you are a self-employed or salaried individual, you must have a stable source of income. Also, a good CIBIL score is preferred to get a LAP.

Loan against a property offer multiple benefits other options. These are made to be easy to avail, with a relatively low-interest rate and long repayment tenor. Let’s take a look at some of the features of LAPs.

Easy to Avail

As you are keeping your property as collateral, the process becomes a lot quicker and streamlined. You need to submit the papers of your property along with documents like ID proof, address proof and proof of income, and your loan application will go through immediately.

In this respect, while most banks and NBFCs need to stand in queues over long waiting hours, companies like Bajaj Finserv offer hassle-free loan disbursal with minimum documentation. Also, they provide doorstep service for submitting your documents and have a quick processing time of only 72 hours.

The Flexibility of Use

Another benefit of availing a LAP is the flexibility to utilise the funds according to your requirements. Banks and NBFCs do not restrict the use of the money. You can use the funds for anything from financing a wedding to expanding your business.

It also opens the option to consolidate your existing loans. Low-interest rates and high tenor period are the perfect reason why a loan against property helps you consolidate your existing debts.

Continued Ownership

Unlike a home loan, where you do not receive the ownership of the property unless the loan is paid in full, loan against property does not take the ownership of the collateral from you. 

If under any circumstance, you are unable to repay the loan, you can sell your property and use that money to repay the balance amount to the bank. Such a feature gives you the freedom to have an option to clear the loan if an issue arises.

Low Interest Rates

Loan against property is also attractive for their low-interest rates. LAP Interest rates are always lower than personal loan. Interest rates of a personal loan are more than almost 1.49% to 10.25% from a loan against land property.

Whether you need money for your child’s education or growing your business, a loan against property gives you the power to tackle all your financial problems. Also, with financial institutions like Bajaj Finserv bringing pre-approved offers for your loans and EMI financing, you can simplify your financing process and save your precious time. 

With only a few clicks and some basic details, you will be able to Check Pre-Approved Offer for loan against property.




For Additional Read Visit: 4 Reasons Why A Loan Against Property Helps In Consolidating Existing Debts

Using Social Media as a Fertilizer for Your Startup

Small businesses have come to rely on social media marketing because it offers a level field even in competition with big corporations. It comes down to how well you connect with your audience.

Social Strategy

While there is inevitably research involved in finding the right audience, your social strategy should consist of something similar to the following steps:

1. Determine Your Goals: Before you do anything else, establish exactly what you hope to accomplish, whether it's promoting a new product or service or simply growing your most loyal followers.

2. Develop a Concept: This starts with a thorough understanding of both your own brand and how your target audience behaves on social media. Then you can come up with a catchy idea that relates intimately to both.

3. Provide Great Content: How will you express that idea? Video? Funny images? Slogans? Or a combination of approaches? Just be sure every post is original, interesting, and relevant to the campaign.

4. Generate Leads: The power of social media lies in generating new leads for your business. Be sure to make it easy for followers to connect with your websites, phones, chat, or other points of contact.

5. Build Relationships: Posting is only part of the solution. To grow brand recognition in a positive way, you must also interact with and listen to your followers.

6. Acquire Customers: Social leads are only the gateway to the customer journey. Craft a pleasant and efficient sales experience, as well, to make these prospects customers.

7. Experiment and Track Measures: Have the right digital tools to monitor progress on every concept you employ.

In an environment with a lot of competition and occasionally some brilliant ideas, this last step is very important. You need to make an effort to keep up with both your target audience and your competitors. 




One of the keys to success is having the right tools to monitor social activity. You want to know for certain which audiences are engaging with which posts. The tools you choose must make success measurable in plain numbers. These become your guide for optimizing your social skills.

A lot of experimentation and brainstorming may be involved before you hit on the right campaign, but don't get discouraged. There's always room for more great content on social media. 

The trick is to make it so engaging that that your own followers will spread the message for you. Often that's done by connecting them with the big trends that are happening now.

Here are a few examples of social campaigns that got it right at the right time.

Use the News

In the summer of 2017 when everyone was talking about a major solar eclipse that would be visible all across the U.S., Chiquita Banana took advantage. Their marketing campaign featured an eclipse's familiar crescent shape as the Banana Sun.

While they plastered the Banana Sun over other advertising mediums, they had fun with it. A brightly glowing yellow banana was a big hit on social media. The image was shared and retweeted by thousands in the form of .gif files, video clips, screen savers, and more. 

As a result, Chiquita's social media audience blew up with many thousands of new users in the space of three weeks.

Be Trendy

The Netflix show Stranger Things became a big hit with audiences. If you're a fan of the show, you might have noticed something delightfully odd that kept popping up: Kellogg's Eggo waffles, a favorite of the character Eleven. 

Although Kellogg's role was initially inspiration and not product placement, they exploited the popularity of the show in their own advertising, and by the second season had, indeed, negotiated a deal with Netflix.

The show was easy to connect with across social media content through plot updates, video clips, funny images, and virtually anything related to #StrangerThings and Eggos. 

Audiences couldn't get enough of the show or the breakfast treats. Kellogg's social media following grew dramatically over that second season.

Benefits of Social Marketing

How you market is more important than how much. It's a fertile environment because users aren't necessarily interested in the endless corporate advertising of brands they're already too familiar with. Perhaps best of all for entrepreneurs, social media marketing can also be done very affordably, for an ROI that can't be ignored.

Social users are always looking for something fresh and intriguing to connect with. Social networks are about communication, which means prompt responses and an authentic feel. 

These are things that you, as the guiding spirit of your startup, can manage better than a corporate bureaucracy.

All you need is a good idea to sow, and an effective social strategy will help your concept grow your market influence. 

Be consistent, interesting, and post regularly, and audiences will keep coming back to be entertained.

Jasmine Williams covers the good and the bad of today's business and marketing. When she’s not being all serious and busy, she’s usually hunched over a book or dancing in the kitchen, trying hard to maintain rhythm, and delivering some fine cooking (her family says so). Tweet her @JazzyWilliams88

Paying It Forward: How to Invest in a Charity

Many people, teachers, and organizations have invested in your life. Now may be the right time to begin investing in someone else’s. Giving money to a charity is often a great option because it is simple enough for you to write out a check or input your credit card number. 

Plus, charities know just how to use your money for the greatest good. Not only will your end-of-the-year taxes thank you, but also you will love the great feeling you have when you pay it forward.

Start with a Plan

Rather than giving impulsively, consider what your plan for giving is at the beginning of each year. Some prefer to wait until after tax season so that they can see what their gross adjusted income was the previous year. 

Whether you like to give a solid percentage of your income or a set amount of money each year, you should set up your plan before writing out your first check.

Spread Out Your Giving

Instead of giving all of your money to one organization, consider spreading it out a bit. Some professionals recommend the 50/30/20 principle in which you give 50 percent of your charitable contributions to one or two major causes, 30 percent to local organizations and 20 percent to unexpected needs.

Give a Large Enough Amount

On the other hand, keep in mind that any charity prefers a large enough amount to offset any transaction costs. Rather than giving 5 or 10 dollars to dozens of organizations, try to narrow down your focus to a dozen or fewer organizations over the course of the year. 





Some charities may even give you the option of covering transaction expenses yourself, which can be a smart move.

Ask a Professional for Help

Because charitable giving can often be written off as a deduction on your taxes, you will want to give wisely and keep receipts. 

This is especially important if you are giving charitably from your IRAs or retirement accounts. A professional, such as one from RMR Wealth Builders Inc., can help you know what will be best for you.

Choose the Right Charities

Your friends, family, or financial planners in NJ may be able to direct you to which charities are legitimate and worthy causes. However, you may still want to do your own research to feel good about your choice. 

Check out online sites that show you how much of any charitable donation actually goes to helping the less fortunate for numerous popular charities.

Giving to a charitable cause or to a specific charity should be a long-term commitment for you. While most experts say that it is fine to give a small percentage of your charitable investment amount to spur-of-the-moment needs, it is best to have a plan each year for who and what you would most like to support. 

Consider what charities speak to you personally, and then enjoy giving back to others who are less fortunate than you are.